Shiawassee County property record for 720 Center St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Jun 2020) |
| Tax Bill | $5,068 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-450-000-060-00 |
| Primary APN | 050-450-000-060-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 1,184 sqft |
| Unfinished Basement | 1,184 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 80 ft deep x 224 ft wide |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 720 CENTER ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT OF LOTS 18 & 19 OAK GROVE ADD BEG AT A PT THAT IS S9000'00! W ON S'LY LN OF SD LOT 18 102.98' & N4310'53! W ON SW'LY LN O |
| Legal Subdivision | OAK GROVE ADD |
| Legal Lot Number | 18-19 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30400 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 CENTER ST, OWOSSO, MI 48867-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 22, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Jun 20, 2017 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on Record |
| Deed Sale | Jun 22, 2020 · Amount on Record |
| Prior Sale | Jun 20, 2017 · Amount on Record |
| Deed Document Number | 20203333738 |
| Deed Book / Page | 1270 / 97 |
| Prior Transfer Date | May 19, 2010 |
| Prior Transfer Doc | 0011480353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 720 CENTER ST, OWOSSO, MI 48867-1414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 720 CENTER ST, OWOSSO, MI 48867-1414 |
| Document Number | 0012810048 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 1281/48 |
| Instrument | 3344813 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 22, 2020 |
| Property Address | 720 CENTER ST, OWOSSO, MI 48867-1414 |
| Document Number | 0012700097 |
| Book / Page | 001270 / 000097 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 3333738 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,238.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 317 S ELM ST #523 OWOSSO MI 488672680, 523, OWOSSO, MI 48867-2680 |
| Document Number | 12700098 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 001270/000098 |
| Instrument | 3333739 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 20, 2017 |
| Property Address | 720 CENTER ST, OWOSSO, MI 48867-1414 |
| Document Number | 0012350576 |
| Book / Page | 001235 / 000576 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 3298887 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | SELECT TITLE SERVICES INC, SELECT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,057.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6016 CREEKSIDE DR SWARTZ CREEK MI 484738235, SWARTZ CREEK, MI 48473-8235 |
| Document Number | 12350577 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 001235/000577 |
| Instrument | 3298888 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2047 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,300 (+7.27%) | $268,600 (+7.27%) | |
| 2025 | $5,068.00 (+7.44%) Homeowner's exemption | $125,200 (+21.55%) | $250,400 (+21.55%) |
| 2023 | $4,717.00 Homeowner's exemption | $103,000 | $206,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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