761 Center St, Owosso, MI 48867 Property Records

Shiawassee County property record for 761 Center St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,718 sqft · built 1920
Lot Size0.81 acres (35,284 sqft)
OwnerTrust Name on File
Last Sale$277,000 (May 2022)
Tax Bill$4,382 (2025)
Deeds & MortgagesMay 2022 Sale
Apr 2018 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN050-450-000-035-00

Property Details

APN / Parcel Number

Primary APN050-450-000-035-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,718 sqft Living Area
1st Floor Area1,142 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCustom Design
Lot Area35,284 sqft (0.81 acres)
Garage Area776 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address761 CENTER ST
CityOWOSSO
StateMI
Zip48867-1413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 33 (EX N 80') & LOT 34 (EX S 70') OAK GROVE ADD
Legal SubdivisionOAK GROVE ADD
Legal Lot Number33-34
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1003
Census Tract30400

Owner

761 Center St is owner-occupied and held in a trust since May 2022.

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address761 CENTER ST, OWOSSO, MI 48867-1413
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC
Apr 30, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
METRO MORTGAGE CO
Mar 17, 2020Deed of Trust, Mortgage · Conventional with PMI
MORTGAGE 1 INC MORTGAGE 1 INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2022 · Amount on File
Deed SaleMay 9, 2022 · Amount on File
Prior SaleApr 18, 2016 · Amount on File
Deed Document Number20223360339
Deed Book / Page1296 / 414
Prior Transfer DateAug 20, 2004
Prior Transfer Doc0003127599
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateMay 10, 2022
Property Address761 CENTER ST, OWOSSO, MI 48867-1413
Document Number0012960414
Book / Page1296 / 414
Map ReferenceLB 1 PG 8
Instrument DateMay 6, 2022
Instrument3360339
Transaction TypeTransfer
Record UpdatedMay 24, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$2,077.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address761 CENTER ST, 761, OWOSSO, MI 48867-1413

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 954, OWOSSO, MI 48867-0954

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address761 CENTER ST, OWOSSO, MI 48867-1413
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012450742
DateApr 30, 2018
Book Page1245/742
Instrument3309113
Lender
NameMETRO MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueMay 1, 2047

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address761 CENTER ST, OWOSSO, MI 48867-1413
Document Number0012670157
Instrument DateMar 17, 2020
Transaction TypeMortgage
Record UpdatedJun 5, 2020
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address761 CENTER ST OWOSSO MI 488671413, OWOSSO, MI 48867-1413

Mortgage

Document Number0012670157
DateMar 24, 2020
Book Page001267/000157
Instrument3330800
Lender
NameMORTGAGE 1 INC MORTGAGE 1 INC
TypeBank
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional with PMI
AmountAmount on Record
Term300 Months
DueMar 23, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 761 Center St was $4,382 with a homeowner's exemption.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$123,400 (+7.3%)$246,800 (+7.3%)
2025$4,382.00 Homeowner's exemption$115,000$230,000
2023$3,653.00 Homeowner's exemption$83,700$167,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 761 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 761 Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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