720 Billy B Rd, Louisa, VA 23093 Property Records

Louisa County property record for 720 Billy B Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,277 sqft · built 2003
Lot Size	5.11 acres (222,592 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,852 (2022)
Deeds & Mortgages	Mar 2018 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39 10 D1`

Property Details

APN / Parcel Number

Primary APN	`39 10 D1`
Alternative APNs	`18567` `17940`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,277 sqft Living Area
1st Floor Area	2,277 sqft
Basement Area	2,277 sqft
Unfinished Basement	2,277 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	222,592 sqft (5.11 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	214 sqft
Deck Area	634 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17940
Street Address	720 BILLY B RD
City	LOUISA
State	VA
Zip	23093-4341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	CAUTHRON PLAT 1483/178 SEQ 4 DB 711/217 5.108 AC
Jurisdiction	LOUISA VA
Township / Civil Division	PATRICK HENRY
Census Block Group	2
Census Block	2021
Census Tract	950201

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 BILLY B RD, LOUISA, VA 23093-4341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO
Feb 27, 2018	Deed of Trust, Mortgage · VA Mortgage FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	720 BILLY B RD, LOUISA, VA 23093-4341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002185
Date	Mar 6, 2018
Book Page	1552/0169
Instrument	180002185

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	720 BILLY B RD, LOUISA, VA 23093-4341
Document Number	0000004186
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 BILLY B RD LOUISA VA 230934341, LOUISA, VA 23093-4341

Mortgage

Document Number	0000004186
Date	May 28, 2019
Book Page	001614/000230
Instrument	4186

Lender

Name	FRANKLIN AMERICAN MTG
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 27, 2034

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,940 (+3.33%) Land $64,000 Building $491,940	$555,940 (+3.33%) Land $64,000 Building $491,940
2025		$538,000 (+19.37%) Land $54,600 Building $483,400	$538,000 (+19.37%) Land $54,600 Building $483,400
2023		$450,700 Land $46,600 Building $404,100
2022	$1,852.00		$450,700 Land $46,600 Building $404,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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