577 Billy B Rd, Louisa, VA 23093 Property Records

Louisa County property record for 577 Billy B Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1998
Lot Size	5.09 acres (221,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Sep 2025)
Tax Bill	$2,291 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`39 10 B2B`

Property Details

APN / Parcel Number

Primary APN	`39 10 B2B`
Alternative APNs	`13393` `12960`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	221,720 sqft (5.09 acres)
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12960
Street Address	577 BILLY B RD
City	LOUISA
State	VA
Zip	23093-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	CAUTHRON PLAT 533/690 LOT B2B DB 2038/278 5.09AC
Legal Lot Number	B2B
Jurisdiction	LOUISA VA
Township / Civil Division	PATRICK HENRY
Census Block Group	2
Census Block	2021
Census Tract	950201

Owner

Source: Louisa County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	577 BILLY B RD, LOUISA, VA 23093-4306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 29, 2025	Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Sep 30, 2019	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU
May 15, 2017	Bargain and Sale Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Feb 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Document Number	20258837
Deed Book / Page	2038 / 278
Prior Transfer Date	Feb 9, 2017
Prior Transfer Doc	1496/0228
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Recording Date	Jun 9, 2026
Property Address	577 BILLY B RD, LOUISA, VA 23093-4306
Document Number	0000005409
Book / Page	2092 / 896
Instrument Date	Jun 5, 2026
Instrument	20265409
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 BILLY B RD, LOUISA, VA 23093-4306

Mortgage

Document Number	0000005409,
Date	Jun 9, 2026
Book Page	2092/896
Instrument	20265409

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Sep 29, 2025
Property Address	577 BILLY B RD, LOUISA, VA 23093-4306
Document Number	002038/278
Book / Page	2038 / 278
Map Reference	MB 533 PG 690
Instrument Date	Sep 2, 2025
Instrument	202500008837
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	UNKNOWN, CATIC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	577 BILLY B RD, LOUISA, VA 23093-4306

Mortgage

Document Number	0002038281
Date	Sep 29, 2025
Instrument	2038/281

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	577 BILLY B RD, LOUISA, VA 23093-4306
Document Number	0000009083
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	577 BILLY B RD LOUISA VA 230934306, LOUISA, VA 23093-4306

Mortgage

Document Number	0000009083
Date	Oct 15, 2019
Book Page	001637/000820
Instrument	9083

Lender

Name	LANGLEY FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23612

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 14, 2026

Interest

Rate Type	Adjustable Rate

May 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	May 15, 2017
Property Address	577 BILLY B RD, LOUISA, VA 23093-4306
Document Number	1508/0782
Book / Page	1508 / 0782
Map Reference	MB 566 PG 451
Instrument Date	May 1, 2017
Instrument	170004080
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	577 BILLY B RD, LOUISA, VA 23093-4306

Mortgage

Document Number	0000004081
Date	May 15, 2017
Book Page	1508/0784
Instrument	170004081

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate	3.75%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUISA VA
Recording Date	Feb 10, 2017
Property Address	577 BILLY B RD, LOUISA, VA 23093-4306
Document Number	0000001186
Book / Page	001496 / 000228
Instrument Date	Feb 9, 2017
Instrument	1186
Transaction Type	Transfer
Record Updated	Feb 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 BILLY B RD LOUISA VA 230934306, LOUISA, VA 23093-4306

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,995 (+15.61%) Land $61,900 Building $306,095	$367,995 (+15.61%) Land $61,900 Building $306,095
2025	$2,291.00 (+7.01%)	$318,300 (+7.03%) Land $53,100 Building $265,200	$318,300 (+7.03%) Land $53,100 Building $265,200
2024	$2,141.00 (+155.79%)	$297,400 (+8.18%) Land $48,700 Building $248,700
2023		$274,900 Land $45,400 Building $229,500
2022	$837.00		$297,400 Land $48,700 Building $248,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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