720 Bearcreek Dr, Bartow, FL 33830 Property Records

Polk County property record for 720 Bearcreek Dr, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1960
Lot Size	0.235 acres (10,241 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Apr 2023)
Tax Bill	$1,621 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-06-386200-011160`

Property Details

APN / Parcel Number

Primary APN	`25-30-06-386200-011160`
Alternative APNs	`063025386200011160` `63025000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Flooring	Terrazzo
Interior Walls	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1993
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	10,241 sqft (0.235 acres)
Lot Dimensions	120 ft deep x 83 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	337 sqft
Shed	1 Shed
Utility Building	105 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	720 BEARCREEK DR
City	BARTOW
State	FL
Zip	33830-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	RICHLAND MANOR UNIT 4 PB 43 PGS 33 & 34 BLK K LOT 16
Legal Range	25E
Legal Township	30S
Legal Section	06
Legal Subdivision	RICHLAND MANOR UNIT NO 4
Legal Tract	386200
Legal Block	K
Legal Lot Number	16
Legal Unit	4
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3016
Census Tract	15000

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 BEARCREEK DR, BARTOW, FL 33830-3221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
May 6, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Sep 26, 2019	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	202397231
Deed Book / Page	12668 / 46
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 27, 2023
Property Address	720 BEARCREEK DR, BARTOW, FL 33830-3221
Document Number	0000097231
Book / Page	12668 / 46
Map Reference	MB 43 PG 33&34
Instrument Date	Apr 20, 2023
Instrument	2023097231
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	LEADING EDGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,862.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3482 N RIDE DR, JACKSONVILLE, FL 32223-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 BEARCREEK DR, BARTOW, FL 33830-3221

Mortgage

Document Number	0001266848
Date	Apr 27, 2023
Instrument	12668/48

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	720 BEARCREEK DR, BARTOW, FL 33830-3221
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 BEARCREEK DR, BARTOW, FL 33830-3221

Mortgage

Document Number	0000117559
Date	May 6, 2021
Book Page	11703/30
Instrument	2021117559

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 26, 2019
Property Address	720 BEARCREEK DR, BARTOW, FL 33830-3221
Document Number	0109861019
Book / Page	010986 / 001019
Instrument Date	Sep 9, 2019
Instrument	204198
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	SECURITY NATIONAL TITLE AND ESCROW, SECURITY NAT'L TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$979.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 BEARCREEK DR BARTOW FL 338303221, BARTOW, FL 33830-3221

Mortgage

Document Number	109861021
Date	Sep 26, 2019
Book Page	010986/001021
Instrument	204199

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,853 (+2.7%)	$189,548 (+0.05%) Land $24,000 Building $165,548
2025	$1,621.00 (-10.98%) Homeowner's exemption	$132,281 (+5.38%)	$189,459 (+0.87%) Land $24,000 Building $165,459
2023	$1,821.00 (+16.36%)	$125,530 (+3%)	$187,828 (+10.81%) Land $23,000 Building $164,828
2022	$1,565.00 Homeowner's exemption	$121,874	$169,506 Land $19,000 Building $150,506

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on Bearcreek Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures