715 Bearcreek Dr, Bartow, FL 33830 Property Records

Polk County property record for 715 Bearcreek Dr, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 1960
Lot Size	0.264 acres (11,478 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Mar 2017)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-06-386200-012070`

Property Details

APN / Parcel Number

Primary APN	`25-30-06-386200-012070`
Alternative APNs	`063025386200012070` `63025000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Cork
Interior Walls	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	11,478 sqft (0.264 acres)
Lot Dimensions	120 ft deep x 96 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	441 sqft
Carport	Carport
Carport Area	441 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Enclosed/Unfinished Porch
Porch Area	312 sqft
Shed	1 Shed
Utility Building	105 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	715 BEARCREEK DR
City	BARTOW
State	FL
Zip	33830-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	RICHLAND MANOR UNIT 4 PB 43 PGS 33 & 34 BLK L LOT 7
Legal Range	25E
Legal Township	30S
Legal Section	06
Legal Subdivision	RICHLAND MANOR UNIT NO 4
Legal Tract	386200
Legal Block	L
Legal Lot Number	7
Legal Unit	4
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3017
Census Tract	15000

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	715 BEARCREEK DR, BARTOW, FL 33830-3222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 27, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2017	Warranty Deed, Transfer · FHA Mortgage HOME SOLUTION LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Prior Sale	Jul 9, 2008 · Amount on Record
Deed Document Number	201750607
Deed Book / Page	10092 / 818
Prior Transfer Date	Mar 11, 2008
Prior Transfer Doc	0000041645
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	715 BEARCREEK DR, BARTOW, FL 33830-3222
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 BEARCREEK DR, BARTOW, FL 33830-3222

Mortgage

Document Number	0000009101
Date	Jan 11, 2024
Book Page	12971/762
Instrument	2024009101

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	715 BEARCREEK DR, BARTOW, FL 33830-3222
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 BEARCREEK DR, BARTOW, FL 33830-3222

Mortgage

Document Number	0000279745
Date	Oct 27, 2021
Book Page	11954/2161
Instrument	2021279745

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 16, 2017
Property Address	715 BEARCREEK DR, BARTOW, FL 33830-3222
Document Number	0100920818
Book / Page	010092 / 000818
Instrument Date	Mar 2, 2017
Instrument	50607
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 BEARCREEK DR BARTOW FL 338303222, BARTOW, FL 33830-3222

Mortgage

Document Number	100920819
Date	Mar 16, 2017
Book Page	010092/000819
Instrument	50608

Lender

Name	HOME SOLUTION LENDERS
Type	Funding / Finance Company
Address	33830, FL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,645 (+2.7%)	$242,113 (+6.97%) Land $24,000 Building $218,113
2025	$1,919.00 (-8.27%) Homeowner's exemption	$148,632 (+5.99%)	$226,341 (+2.33%) Land $24,000 Building $202,341
2023	$2,092.00 (+15.71%) Homeowner's exemption	$140,236 (+3%)	$221,190 (+9.19%) Land $23,000 Building $198,190
2022	$1,808.00 Homeowner's exemption	$136,151	$202,565 Land $19,000 Building $183,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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