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720 2nd Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 720 2nd Ave NE, Saint Cloud, MN 56304

Property Summary

Property TypeMulti-Family Dwellings
Lot Size0.191 acres (8,335 sqft)
OwnerIndividual Name on Record
Last Sale$126,400 (Aug 2019)
Tax Bill$3,544 (2026)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17.00846.00

Property Details

APN / Parcel Number

Primary APN17.00846.00

Exterior

Architectural StyleMulti-Family
Lot Area8,335 sqft (0.191 acres)

Location & Zoning

Street Address720 2ND AVE NE
CitySAINT CLOUD
StateMN
Zip56304-0104
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionSECT-35 TWP-036 RANGE-031 HOME DEVELOPER RE-ARR BLK 16 LOT-001 BLOCK-016 & ALL OF VAC ALLEY ADJ TO BLK
Legal Range031
Legal Township036
Legal Section35
Legal SubdivisionHOME DEVELOPER RE-ARR BLK 16
Legal Block16
Legal Lot Number1
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4004
Census Tract21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address800 7TH AVE N, SAINT CLOUD, MN 56303-2904
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2019 · Amount on Record
Deed SaleAug 6, 2019 · Amount on Record
Prior SaleDec 4, 2008 · Amount on Record
Deed Document Number2019437385
Record UpdatedSep 20, 2026

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionBENTON MN
Recording DateAug 6, 2019
Property Address720 2ND AVE NE, SAINT CLOUD, MN 56304-0104
Document Number0000437385
Instrument DateAug 2, 2019
Instrument437385
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$417.12
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 7TH AVE N, SAINT CLOUD, MN 56303-2904

Mortgage

Document Number0000437386
DateAug 6, 2019
Instrument437386
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2034

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,544.00 (+26.84%)$184,700 (+12.28%) Land $30,000 Building $154,700$184,700 (+12.28%) Land $30,000 Building $154,700
2023$2,794.00$164,500 Land $30,000 Building $134,500$164,500 Land $30,000 Building $134,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: CenturyLink.

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