700 2nd Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 700 2nd Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.208 acres (9,082 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Sep 2020)
Tax Bill	$3,484 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`17.00846.02`

Property Details

APN / Parcel Number

Primary APN	`17.00846.02`

Exterior

Architectural Style	Multi-Family
Lot Area	9,082 sqft (0.208 acres)

Location & Zoning

Street Address	700 2ND AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0104
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-35 TWP-036 RANGE-031 HOME DEVELOPER RE-ARR BLK 16 LOT-003 BLOCK-016
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	HOME DEVELOPER RE-ARR BLK 16
Legal Block	16
Legal Lot Number	3
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4004
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	800 7TH AVE N, SAINT CLOUD, MN 56303-2904
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Nov 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	2020446128
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Sep 23, 2020
Property Address	700 2ND AVE NE, SAINT CLOUD, MN 56304-0104
Document Number	446128
Instrument Date	Sep 18, 2020
Instrument	446128
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 7TH AVE N, SAINT CLOUD, MN 56303-2904

Mortgage

Document Number	446129
Date	Sep 23, 2020
Instrument	446129

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 29, 2017
Property Address	700 2ND AVE NE, SAINT CLOUD, MN 56304-0104
Document Number	426530
Instrument Date	Nov 27, 2017
Instrument	426530
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,484.00 (+27.34%)	$181,600 (+12.66%) Land $25,000 Building $156,600	$181,600 (+12.66%) Land $25,000 Building $156,600
2023	$2,736.00	$161,200 Land $25,000 Building $136,200	$161,200 Land $25,000 Building $136,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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