72 Trotter Ln, Concord, VA 24538 Property Records

Campbell County property record for 72 Trotter Ln, Concord, VA 24538 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,658 sqft · built 2014
Lot Size	0.813 acres (35,414 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (May 2017)
Tax Bill	$1,442 (2026)
Deeds & Mortgages	Mar 2021 Refinance May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18G-1-53`

Property Details

APN / Parcel Number

Primary APN	`18G-1-53`
Alternative APNs	`018G-01000-053-0` `0010035841` `10035841`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,658 sqft Living Area
Basement Area	1,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	35,414 sqft (0.813 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	10035841
Street Address	72 TROTTER LN
City	CONCORD
State	VA
Zip	24538-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONCORD ESTATES - LOT 53
Legal Subdivision	CONCORD ESTATES
Legal Lot Number	53
Jurisdiction	CAMPBELL VA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2048
Census Tract	20101

Owner

Source: Campbell County records · APN 18G-1-53

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	72 TROTTER LN, CONCORD, VA 24538-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK
May 23, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Prior Sale	Jul 17, 2015 · Amount on Record
Deed Document Number	20172576
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	72 TROTTER LN, CONCORD, VA 24538-2504
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002193
Date	Mar 26, 2021
Instrument	210002193

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	May 23, 2017
Property Address	72 TROTTER LN, CONCORD, VA 24538-2504
Document Number	0170002576
Instrument Date	Apr 26, 2017
Instrument	170002576
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 TROTTER LN, CONCORD, VA 24538-2504

Mortgage

Document Number	0170002577
Date	May 23, 2017
Instrument	170002577

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,442.00	$320,500 (-) Land $36,000 Building $284,500	$320,500 (-) Land $36,000 Building $284,500
2025	$1,442.00	$320,500 (-) Land $36,000 Building $284,500
2023	$1,442.00	$320,500 Land $36,000 Building $284,500	$320,500 Land $36,000 Building $284,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (51031C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510310201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1979–2012)
Most Recent Claim	Mar 2012, river or lake flooding

Wildfire

Wildfire Risk	Low above 34% of the US · above 57% of Virginia
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Cable	1,200 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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