24 Trotter Ln, Concord, VA 24538 Property Records

Campbell County property record for 24 Trotter Ln, Concord, VA 24538 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,428 sqft · built 2015
Lot Size	0.956 acres (41,643 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jan 2026)
Tax Bill	$1,072 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18G-1-52`

Property Details

APN / Parcel Number

Primary APN	`18G-1-52`
Alternative APNs	`018G-01000-052-0` `0010035840` `10035840`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	41,643 sqft (0.956 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	10035840
Street Address	24 TROTTER LN
City	CONCORD
State	VA
Zip	24538-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONCORD ESTATES - LOT 52
Legal Subdivision	CONCORD ESTATES
Legal Lot Number	52
Jurisdiction	CAMPBELL VA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2048
Census Tract	20101

Owner

Source: Campbell County records · APN 18G-1-52

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24 TROTTER LN, CONCORD, VA 24538-2504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 02, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF THE JAMES
Aug 16, 2017	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 02, 2026 · Amount on Record
Deed Sale	Jan 02, 2026 · Amount on Record
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	202628
Record Updated	Sep 20, 2026

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CAMPBELL VA
Recording Date	Jan 02, 2026
Property Address	24 TROTTER LN, CONCORD, VA 24538-2504
Document Number	0260000028
Map Reference	MB B SL 380 PG 2705
Instrument Date	Dec 30, 2025
Instrument	260000028
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24 TROTTER LN, CONCORD, VA 24538-2504

Mortgage

Document Number	0260000029
Date	Jan 02, 2026
Instrument	260000029

Lender

Name	BANK OF THE JAMES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Aug 16, 2017
Property Address	24 TROTTER LN, CONCORD, VA 24538-2504
Document Number	170004146
Instrument Date	Aug 10, 2017
Instrument	170004146
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 TROTTER LN, CONCORD, VA 24538-2504

Mortgage

Document Number	170004147
Date	Aug 16, 2017
Instrument	170004147

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,072.00	$238,300 (-) Land $36,000 Building $202,300	$238,300 (-) Land $36,000 Building $202,300
2025	$1,072.00	$238,300 (-) Land $36,000 Building $202,300
2023	$1,072.00	$238,300 Land $36,000 Building $202,300	$238,300 Land $36,000 Building $202,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (51031C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510310201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1979–2012)
Most Recent Claim	Mar 2012, river or lake flooding

Wildfire

Wildfire Risk	Low above 34% of the US · above 58% of Virginia
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Cable	1,200 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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