72 Sutton St, North Andover, MA 01845 Property Records

Essex County and North Andover Town property record for 72 Sutton St, North Andover, MA 01845

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 4 ba · 5,034 sqft · built 1900
Lot Size	0.471 acres (20,508 sqft)
Owner	Individual Name on File
Last Sale	$980,000 (May 2022)
Tax Bill	$11,596 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`M_229744_9`

Property Details

APN / Parcel Number

Primary APN	`M_229744_9`
Alternative APNs	`NAND M:00012 B:00003 L:00000` `M_229744_939439`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	2 Stories
Building Area	5,034 sqft Living Area
Gross Area	8,231 sqft
1st Floor Area	2,517 sqft
Basement Area	2,517 sqft
Unfinished Basement	2,517 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,508 sqft (0.471 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	M_229744_939439
Street Address	72 SUTTON ST
City	NORTH ANDOVER
State	MA
Zip	01845-1609
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R4
Legal Subdivision	BED SHAWSHEEN RIVER
Legal Block	3
Jurisdiction	NORTH ANDOVER MA
Township / Civil Division	NORTH ANDOVER
Census Block Group	5
Census Block	5002
Census Tract	253100

Owner

72 Sutton St, a residential property, is owned by an individual who bought it in May 2022.

Source: Essex County and North Andover Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	15 CRESTWOOD DR, ANDOVER, MA 01810-5534
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage MILLBURY NATIONAL BANK
May 16, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Jul 1, 2002 · Amount on File
Prior Transfer Date	May 13, 2022
Prior Transfer Doc	0000127136
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	72 SUTTON ST, NORTH ANDOVER, MA 01845-1609
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017498-275
Date	Jul 5, 2022
Book Page	17498/275
Instrument	15938

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	May 16, 2022
Property Address	72 SUTTON ST, NORTH ANDOVER, MA 01845-1609
Document Number	0000127136
Instrument Date	May 13, 2022
Instrument	127136
Transaction Type	Transfer
Record Updated	Jun 3, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CRESTWOOD DR, ANDOVER, MA 01810-5534

Mortgage

Document Number	0000011599
Date	May 16, 2022
Instrument	11599

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jun 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 72 Sutton St was $11,596, up 12.1% from the year before.

Source: Essex County and North Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	North Andover Town
Unified School District	North Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,596.00 (+12.09%)	$1,029,800 (+10.4%) Land $321,300 Building $708,500
2024	$10,345.00 (-3.46%)	$932,800 (+6.54%) Land $282,700 Building $650,100
2023	$10,716.00	$875,500 Land $259,700 Building $615,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 72 Sutton St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2006–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Sutton St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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