68 Sutton St, North Andover, MA 01845 Property Records

Essex County and North Andover Town property record for 68 Sutton St, North Andover, MA 01845

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 4 ba · 2,622 sqft · built 1900
Lot Size	0.207 acres (9,026 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Nov 2018)
Tax Bill	$9,365 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`M_229726_9`

Property Details

APN / Parcel Number

Primary APN	`M_229726_9`
Alternative APNs	`NAND M:00012 B:00002 L:00000` `M_229726_939421`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,622 sqft Living Area
Gross Area	5,473 sqft
1st Floor Area	1,431 sqft
Basement Area	1,251 sqft
Unfinished Basement	1,251 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,026 sqft (0.207 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M_229726_939421
Street Address	68 SUTTON ST
City	NORTH ANDOVER
State	MA
Zip	01845-1609
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R4
Legal Block	2
Jurisdiction	NORTH ANDOVER MA
Township / Civil Division	NORTH ANDOVER
Census Block Group	5
Census Block	5002
Census Tract	253100

Owner

68 Sutton St, a residential property, is owned and occupied by an individual who bought it in November 2018.

Source: Essex County and North Andover Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	68 SUTTON ST, NORTH ANDOVER, MA 01845-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 30, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 28, 2018	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on File
Deed Sale	Nov 28, 2018 · Amount on File
Prior Sale	Dec 16, 1999 · Amount on File
Deed Book / Page	15692 / 68
Transfer Doc	0015692-68
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	68 SUTTON ST, NORTH ANDOVER, MA 01845-1609
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017438-156
Date	May 9, 2022
Book Page	17438/156
Instrument	11107

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jun 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	68 SUTTON ST, NORTH ANDOVER, MA 01845-1609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16019-32
Date	Sep 30, 2019
Book Page	16019/32
Instrument	23964

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	Nov 28, 2018
Property Address	68 SUTTON ST, NORTH ANDOVER, MA 01845-1609
Document Number	15692-68
Book / Page	15692 / 68
Instrument	28796
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.97
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	156920071
Date	Nov 28, 2018
Instrument	15692/0071

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 68 Sutton St was $9,365, up 8.7% from the year before.

Source: Essex County and North Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	North Andover Town
Unified School District	North Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,365.00 (+8.72%)	$831,700 (+7.08%) Land $296,900 Building $534,800
2024	$8,614.00 (-6.96%)	$776,700 (+2.68%) Land $279,400 Building $497,300
2023	$9,258.00	$756,400 Land $256,700 Building $499,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 68 Sutton St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2006–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 68 Sutton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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