72 Smithfield Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 72 Smithfield Rd, Belgrade, ME 04917

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,768 sqft · built 1966
Lot Size	5.2 acres (226,512 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Jul 2026)
Tax Bill	$5,994 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BELG M:13 L:026`

Property Details

APN / Parcel Number

Primary APN	`BELG M:13 L:026`
Alternative APN	`2498`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,768 sqft Living Area
Gross Area	840 sqft
1st Floor Area	1,032 sqft
Basement Area	930 sqft
Unfinished Basement	930 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Multi-Family
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	226,512 sqft (5.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2498
Street Address	72 SMITHFIELD RD
City	BELGRADE
State	ME
Zip	04917-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	26
Jurisdiction	BELGRADE ME
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1012
Census Tract	16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

72 Smithfield Rd is owned and occupied by an individual who bought it in July 2026.

Source: Kennebec County and Belgrade Town records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	72 SMITHFIELD RD, BELGRADE, ME 04917-3304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Oct 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE STATE CREDIT UNION
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit MAINE STATE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Jan 4, 2016 · Amount on File
Deed Document Number	202614247
Deed Book / Page	15777 / 206
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Recording Date	Jul 2, 2026
Property Address	72 SMITHFIELD RD, BELGRADE, ME 04917-3304
Document Number	0000014248
Book / Page	15777 / 208
Instrument Date	Jun 30, 2026
Instrument	202614248
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 SMITHFIELD RD, BELGRADE, ME 04917-3304

Mortgage

Document Number	0000014248,
Date	Jul 2, 2026
Book Page	15777/208
Instrument	202614248

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELGRADE ME
Recording Date	Jul 2, 2026
Property Address	72 SMITHFIELD RD, BELGRADE, ME 04917-3304
Document Number	0000014247
Book / Page	15777 / 206
Instrument Date	Jun 26, 2026
Instrument	202614247
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 SMITHFIELD RD, BELGRADE, ME 04917-3304

Mortgage

Document Number	1577000208,
Date	Jul 2, 2026
Book Page	15777/208

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	72 SMITHFIELD RD, BELGRADE, ME 04917-3304
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020028027
Date	Oct 29, 2020
Book Page	13768/46
Instrument	2020028027

Lender

Name	MAINE STATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	72 SMITHFIELD RD, BELGRADE, ME 04917-3304
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021033448
Date	Nov 17, 2021
Book Page	14253/80
Instrument	2021033448

Lender

Name	MAINE STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 72 Smithfield Rd was $5,994, up 11.6% from the year before.

Source: Kennebec County and Belgrade Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Belgrade Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,994.00 (+11.58%)	$565,500 (-) Land $50,600 Building $514,900
2024	$5,372.00 (+6.15%)	$565,500 (-) Land $50,600 Building $514,900
2023	$5,061.00 (+5.81%)	$565,500 (+81.83%) Land $50,600 Building $514,900
2022	$4,783.00	$311,000 Land $37,600 Building $273,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 72 Smithfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Smithfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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