71 Smithfield Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 71 Smithfield Rd, Belgrade, ME 04917

Property Summary

Property Type	Single Family Home
Details	1,367 sqft
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Feb 2026)
Tax Bill	$3,031 (2025)
Deeds & Mortgages	May 2021 Refinance Jul 2008 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`BELG M:13 L:089-002`

Property Details

APN / Parcel Number

Primary APN	`BELG M:13 L:089-002`
Alternative APN	`910`

Interior

Building Area	1,367 sqft Living Area

Exterior

Architectural Style	Multi-Family
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Account Number	910
Street Address	71 SMITHFIELD RD
City	BELGRADE
State	ME
Zip	04917-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	89-2
Jurisdiction	BELGRADE ME
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1012
Census Tract	16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Belgrade Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 ROSS RD, OLD ORCHARD BEACH, ME 04064-1132
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE STATE CREDIT UNION
Jul 16, 2008	Deed of Trust, Mortgage · Commercial Mortgage CUMBERLAND CTY FCU
Apr 16, 2009	Deed of Trust, Mortgage · Commercial Mortgage CUMBERLAND CTY FCU
Jun 27, 2011	Deed of Trust, Mortgage · Commercial Mortgage CUSO MORTGAGE CORP
Jun 22, 2015	Deed of Trust, Mortgage · Commercial Mortgage MAINE STATE CU
Jun 29, 2005	Deed of Trust, Mortgage · Commercial Mortgage KENNEBEC FED S&L
Feb 26, 2026	Warranty Deed, Transfer UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Deed Book / Page	15648 / 144
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	71 SMITHFIELD RD, BELGRADE, ME 04917-3300
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021013054
Date	May 17, 2021
Book Page	14009/81
Instrument	2021013054

Lender

Name	MAINE STATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	71 SMITHFIELD RD, BELGRADE, ME 04917-3300
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018129
Date	Jul 16, 2008
Book Page	09793/0256
Instrument	000000018129

Lender

Name	CUMBERLAND CTY FCU

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	71 SMITHFIELD RD, BELGRADE, ME 04917-3300
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009877
Date	Apr 16, 2009
Book Page	10045/0222
Instrument	000000009877

Lender

Name	CUMBERLAND CTY FCU

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	71 SMITHFIELD RD, BELGRADE, ME 04917-3300
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014109
Date	Jun 27, 2011
Book Page	10764/0112
Instrument	000000014109

Lender

Name	CUSO MORTGAGE CORP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Jun 27, 2030

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	71 SMITHFIELD RD, BELGRADE, ME 04917-3300
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014014
Date	Jun 22, 2015
Book Page	12017/0121
Instrument	000000014014

Lender

Name	MAINE STATE CU

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jul 10, 2022

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	71 SMITHFIELD RD, BELGRADE, ME 04917-3300
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018661
Date	Jun 29, 2005
Book Page	08474/0190
Instrument	000000018661

Lender

Name	KENNEBEC FED S&L

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Jun 29, 2013

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELGRADE ME
Recording Date	Feb 26, 2026
Property Address	71 SMITHFIELD RD, BELGRADE, ME 04917-3300
Document Number	2026003735
Book / Page	15648 / 144
Instrument Date	Feb 26, 2026
Instrument	2026003735
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 ROSS RD, OLD ORCHARD BEACH, ME 04064-1132

Mortgage

Document Number	2026003736
Date	Feb 26, 2026
Instrument	2026003736

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Kennebec County and Belgrade Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Belgrade Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,031.00 (+11.6%)	$285,900 (-) Land $45,800 Building $240,100
2024	$2,716.00 (+6.51%)	$285,900 (+0.35%) Land $45,800 Building $240,100
2023	$2,550.00 (+5.15%)	$284,900 (+80.66%) Land $45,800 Building $239,100
2022	$2,425.00	$157,700 Land $34,000 Building $123,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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