72 Silver Eagle Trl, Banner Elk, NC 28604 Property Records

Watauga County property record for 72 Silver Eagle Trl, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,610 sqft · built 2022
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Sep 2020)
Tax Bill	$3,570 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1930-00-82-7444-00000`

Property Details

APN / Parcel Number

Primary APN	`1930-00-82-7444-00000`
Alternative APN	`73809`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,610 sqft Living Area
Gross Area	2,862 sqft
1st Floor Area	1,410 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Multi-Level
Roof Material	Asphalt
Lot Area	54,886 sqft (1.26 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	252 sqft
Porch	Open Porch
Deck Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	73809
Street Address	72 SILVER EAGLE TRL
City	BANNER ELK
State	NC
Zip	28604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	EAGLES NEST SUNSET LOT 60
Legal Subdivision	EAGLES NEST SUNSET
Legal Lot Number	60
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

72 Silver Eagle Trl is owned by two individuals who bought it in September 2020.

Source: Watauga County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	533 RIDGEWOOD DR, WINDERMERE, FL 34786-3558
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Aug 30, 2022	Deed of Trust, Mortgage · Construction Mortgage THE MORTGAGE FIRM INC
Dec 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Deed Document Number	20204743
Deed Book / Page	548 / 1442
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Recording Date	Aug 31, 2026
Property Address	72 SILVER EAGLE TRL, BANNER ELK, NC 28604
Document Number	0000003614
Book / Page	623 / 1162
Instrument Date	Aug 26, 2026
Instrument	20263614
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 RIDGEWOOD DR, WINDERMERE, FL 34786-3558

Mortgage

Document Number	0000003614,
Date	Aug 31, 2026
Book Page	623/1162
Instrument	20263614

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	SILVER EAGLE TRL, BANNER ELK, NC 28604
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 EAGLES NEST TRL, BANNER ELK, NC 28604-6078

Mortgage

Document Number	0000005101
Date	Aug 30, 2022
Book Page	581/742
Instrument	2022005101

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2053

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Dec 13, 2018
Property Address	SILVER EAGLE TRL, BANNER ELK, NC 28604
Document Number	0005270477
Book / Page	000527 / 000477
Instrument Date	Dec 6, 2018
Instrument	6352
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,200.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19421 LIVERPOOL PKWY CORNELIUS NC 280316283, CORNELIUS, NC 28031-6283

Tax Assessment & Valuation

The 2025 property tax bill for 72 Silver Eagle Trl was $3,570.

Source: Watauga County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,570.00	$892,500 Land $250,000 Building $642,500	$892,500 Land $250,000 Building $642,500
2023	$1,856.00 (+85.6%)	$464,200 (+85.68%) Land $250,000 Building $214,200	$464,200 (+85.68%) Land $250,000 Building $214,200
2022	$1,000.00	$250,000 Land $250,000	$250,000 Land $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Silver Eagle Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Silver Eagle Trl is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILL RIDGE POA private · serves 427 people · EPA ID NC0195115
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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