135 Silver Eagle Trl, Banner Elk, NC 28604 Property Records

Avery County property record for 135 Silver Eagle Trl, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,280 sqft · built 2018
Lot Size	2.32 acres (101,495 sqft)
Owner	Individual Name on Record
Last Sale	$1,999,000 (Mar 2022)
Tax Bill	$7,694 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`77374`

Property Details

APN / Parcel Number

Primary APN	`77374`
Alternative APN	`19300082815700000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,280 sqft Heated Area
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	7 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	101,495 sqft (2.32 acres)
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	352 sqft
Deck Area	458 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	77374
Street Address	135 SILVER EAGLE TRL
City	BANNER ELK
State	NC
Zip	28604-6449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLES NEST SUNSET LOT 57
Legal Subdivision	EAGLES NEST SUNSET
Legal Lot Number	57
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2513 HAMILTON CROSSINGS DR, CHARLOTTE, NC 28214-1443
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC
Nov 19, 2020	Deed of Trust, Mortgage CITIZENS BK NA
Apr 16, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Apr 25, 2017
Deed Document Number	0005741265
Deed Book / Page	574 / 1265
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Mar 9, 2022
Property Address	135 SILVER EAGLE TRL, BANNER ELK, NC 28604-6449
Document Number	0000001520
Book / Page	574 / 1265
Map Reference	MB 43 PG 367
Instrument Date	Mar 4, 2022
Instrument	2022001520
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,998.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 EASY ST, GREENEVILLE, TN 37745-0617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2513 HAMILTON CROSSINGS DR, CHARLOTTE, NC 28214-1443

Mortgage

Document Number	0005741269
Date	Mar 9, 2022
Instrument	574/1269

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	135 SILVER EAGLE TRL, BANNER ELK, NC 28604-6449
Document Number	0005522330
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	135 SILVER EAGLE TRL BANNER ELK NC 28604, 326, BANNER ELK, NC 28604

Mortgage

Document Number	0005522330
Date	Nov 24, 2020
Book Page	000552/002330
Instrument	6851

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	AVERY NC
Recording Date	Apr 16, 2018
Property Address	135 SILVER EAGLE TRL, BANNER ELK, NC 28604-6449
Document Number	0005190795
Book / Page	000519 / 000795
Instrument Date	Apr 16, 2018
Instrument	2068
Transaction Type	Construction Loan
Record Updated	Apr 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	5190795
Date	Apr 16, 2018
Book Page	000519/000795
Instrument	2068

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,694.00	$1,923,600 (-) Land $225,000 Building $1,698,600	$1,923,600 (-) Land $225,000 Building $1,698,600
2023	$7,694.00	$1,923,600 (-) Land $225,000 Building $1,698,600	$1,923,600 (-) Land $225,000 Building $1,698,600
2022	$7,694.00	$1,923,600 Land $225,000 Building $1,698,600	$1,923,600 Land $225,000 Building $1,698,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silver Eagle Trl

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