72 Our Loop, Waynesville, NC 28786 Property Records

Haywood County property record for 72 Our Loop, Waynesville, NC 28786 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 960 sqft · built 1978
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on File
Last Sale	$12,000 (Nov 1970)
Tax Bill	$1,131 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8625-48-1456`

Property Details

APN / Parcel Number

Primary APN	`8625-48-1456`
Alternative APN	`13833`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	2,284 sqft
1st Floor Area	960 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft
Utility Area	64 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	21,000 sqft (0.482 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	13833
Street Address	72 OUR LOOP
City	WAYNESVILLE
State	NC
Zip	28786-7013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	72 OUR LOOP
Legal Subdivision	G R UNDERWOOD PROPERTY
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	2
Census Block	2061
Census Tract	921301

Owner

Source: Haywood County records · APN 8625-48-1456

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	72 OUR LOOP, WAYNESVILLE, NC 28786-7013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 1970 · Amount on Record
Deed Sale	Nov 17, 1970 · Amount on Record
Deed Book / Page	243 / 748
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	72 OUR LOOP, WAYNESVILLE, NC 28786-7013
Document Number	0009890237
Instrument Date	Jan 03, 2020
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 OUR LOOP WAYNESVILLE NC 287867013, WAYNESVILLE, NC 28786-7013

Mortgage

Document Number	0009890237
Date	Jan 09, 2020
Book Page	000989/000237
Instrument	208

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 08, 2030

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,400 (-) Land $25,200 Building $129,200
2025	$1,131.00	$154,400 (-) Land $25,200 Building $129,200	$154,400 (-) Land $25,200 Building $129,200
2023		$154,400 Land $25,200 Building $129,200	$154,400 (-) Land $25,200 Building $129,200
2021			$154,400 Land $25,200 Building $129,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879213012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1994–2024)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 9 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims Hurricane Ivan, Sep 2004 · 4 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 72% of North Carolina
Wildfire Likelihood	About 1 in 641 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Skyrunner. Availability varies by address; speeds are provider-advertised maximums, not measured.