28 Our Loop, Waynesville, NC 28786 Property Records

Haywood County property record for 28 Our Loop, Waynesville, NC 28786

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 936 sqft · built 1975
Lot Size0.343 acres (14,941 sqft)
OwnerIndividual Name on Record
Tax Bill$967 (2025)
Flood ZoneZone X (minimal risk)
APN8625-38-8545

Property Details

APN / Parcel Number

Primary APN8625-38-8545
Alternative APN
  • 236038

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area936 sqft Heated Area
Gross Area1,639 sqft
1st Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialVinyl
Roof MaterialAsphalt
Lot Area14,941 sqft (0.343 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number236038
Street Address28 OUR LOOP
CityWAYNESVILLE
StateNC
Zip28786-7013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 OUR LOOP
Legal SubdivisionG R UNDERWOOD PROPERTY
JurisdictionHAYWOOD NC
Township / Civil DivisionWAYNESVILLE
Census Block Group2
Census Block2061
Census Tract921301

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 OUR LOOP, WAYNESVILLE, NC 28786-7013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$128,400 (-) Land $23,000 Building $105,400
2025$967.00$128,400 (-) Land $23,000 Building $105,400$128,400 (-) Land $23,000 Building $105,400
2023$128,400 Land $23,000 Building $105,400$128,400 (-) Land $23,000 Building $105,400
2021$128,400 Land $23,000 Building $105,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims18 (1994–2024)
Claims Outside the SFHA3 of 18
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 9 claims
  • Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims
  • Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WAYNESVILLE
serves 19,758 people · EPA ID NC0144010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Skyrunner, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Our Loop

Nearby Streets

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