72 Montrose, Irvine, CA 92620 Property Records

Orange County property record for 72 Montrose, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,917 sqft · built 1998
Lot Size	0.076 acres (3,326 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Dec 2004)
Tax Bill	$10,950 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530-491-48`

Property Details

APN / Parcel Number

Primary APN	`530-491-48`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,917 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	3,326 sqft (0.076 acres)
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	72 MONTROSE
City	IRVINE
State	CA
Zip	92620-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15577 BLK LOT 1
Legal Tract	15577
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5001
Census Tract	52436

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72 MONTROSE, IRVINE, CA 92620-7902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AAA CAP INV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2004 · Amount on Record
Deed Sale	Dec 3, 2004 · Amount on Record
Prior Sale	Aug 13, 1999 · Amount on Record
Deed Document Number	20041076112
Last Transfer Date	Sep 16, 2014
Transfer Doc	0000398315
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	72 MONTROSE, IRVINE, CA 92620-7902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000320394
Date	Aug 3, 2017
Instrument	2017000320394

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	72 MONTROSE, IRVINE, CA 92620-7902
Document Number	0000360881
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	72 MONTROSE IRVINE CA 926207902, IRVINE, CA 92620-7902

Mortgage

Document Number	0000360881
Date	Jul 27, 2020
Instrument	360881

Lender

Name	AAA CAP INV
Type	Funding / Finance Company
Address	ALHAMBRA, CA 91801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,037,901 (+2%) Land $709,887 Building $328,014
2025	$10,950.00 (+4.8%)	$1,017,550 (+4.04%) Land $695,967 Building $321,583
2023	$10,448.00 (+1.9%)	$978,039 Land $668,942 Building $309,097
2022	$10,253.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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