72 Lambert Rdg, Cross River, NY 10518 Property Records

Westchester County and Lewisboro Town property record for 72 Lambert Rdg, Cross River, NY 10518

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,187 sqft · built 1996
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,525,000 (Jul 2025)
Tax Bill	$5,997 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10533-413`

Property Details

APN / Parcel Number

Primary APN	`10533-413`
Alternative APNs	`300010503304130010070000` `553000 10533-413-0017`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	3,187 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	10533-413
Street Address	72 LAMBERT RDG
City	CROSS RIVER
State	NY
Zip	10518-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Block	413-
Legal Lot Number	1.7
Jurisdiction	WESTCHESTER NY
Township / Civil Division	LEWISBORO
Census Block Group	3
Census Block	3006
Census Tract	12502

Owner

Source: Westchester County and Lewisboro Town records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 ROUTE 100, KATONAH, NY 10536-3241
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 6, 2019	Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Mar 6, 2019 · Amount on Record
Deed Document Number	20253023
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	72 LAMBERT RDG, CROSS RIVER, NY 10518-1126
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	HORIZON LAND SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 LAMBERT RDG, CROSS RIVER, NY 10518-1126

Mortgage

Document Number	0612733570
Date	Oct 4, 2021
Instrument	612733570

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 1, 2036

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 6, 2019
Property Address	72 LAMBERT RDG, CROSS RIVER, NY 10518-1126
Document Number	0590493067
Map Reference	MAP NO 24046
Instrument Date	Mar 4, 2019
Instrument	590493067
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 LAMBERT RDG, 72, CROSS RIVER, NY 10518-1126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 W 106TH ST, NEW YORK, NY 10025-3622

Mortgage

Document Number	0590653339
Date	Mar 6, 2019
Instrument	590653339

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Lewisboro Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,997.00	$88,700 (+4.48%) Land $19,000 Building $69,700	$1,414,673 (+6.98%) Land $303,030 Building $1,111,643
2024		$84,900 (-) Land $19,000 Building $65,900	$1,322,430 (+8.72%) Land $295,950 Building $1,026,480
2023		$84,900 Land $19,000 Building $65,900	$1,216,332 Land $272,206 Building $944,126

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1980–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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