70 Lambert Rdg, Cross River, NY 10518 Property Records

Westchester County and Lewisboro Town property record for 70 Lambert Rdg, Cross River, NY 10518

Property Summary

Property Type	Single Family Home
Details	5 bd · 4,052 sqft · built 1997
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Company Names on File
Last Sale	$485,499 (Oct 1997)
Tax Bill	$29,686 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`10533-414`

Property Details

APN / Parcel Number

Primary APN	`10533-414`
Alternative APNs	`300010503304140010060000` `553000 10533-414-0016`

Interior

Bedrooms	5 Beds
Stories	2 Stories
Building Area	4,052 sqft Living Area
Attic	Attic
Attic Area	132 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	59,677 sqft (1.37 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	10533-414
Street Address	70 LAMBERT RDG
City	CROSS RIVER
State	NY
Zip	10518-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Subdivision	MICHELLE ESTATES AT CROSS RIVER
Legal Block	414-
Legal Lot Number	1.6
Jurisdiction	WESTCHESTER NY
Township / Civil Division	LEWISBORO
Census Block Group	3
Census Block	3006
Census Tract	12502

Owner

70 Lambert Rdg is owned by a company that bought it in October 1997.

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	70 LAMBERT RDG, CROSS RIVER, NY 10518-1126
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jun 4, 2018	Loan Modification, Mortgage · Conventional Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 1997 · Amount on File
Deed Sale	Oct 28, 1997 · Amount on File
Deed Book / Page	11848 / 298
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	70 LAMBERT RDG, CROSS RIVER, NY 10518-1126
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CITYSCAPE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0581663391
Date	Jun 18, 2018
Instrument	581663391

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	70 LAMBERT RDG, CROSS RIVER, NY 10518-1126
Document Number	0581663397
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	CITYSCAPE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 LAMBERT RDG CROSS RIVER NY 105181126, CROSS RIVER, NY 10518-1126

Mortgage

Document Number	0581663397
Date	Jun 15, 2018
Book Page	058166/003397

Lender

Name	TD BK NA
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2026 property tax bill for 70 Lambert Rdg was $29,686, up 303% from the year before.

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Lewisboro Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,686.00 (+302.96%)
2025	$7,367.00	$95,000 (-) Land $19,000 Building $76,000	$1,515,151 (+2.39%) Land $303,030 Building $1,212,121
2024		$95,000 (-) Land $19,000 Building $76,000	$1,479,751 (+8.72%) Land $295,950 Building $1,183,801
2023		$95,000 Land $19,000 Building $76,000	$1,361,031 Land $272,206 Building $1,088,825

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70 Lambert Rdg in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1980–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Lambert Rdg is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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