Orange County and Monroe Town property record for 72 Lakes Rd, Monroe, NY 10950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,626 sqft · built 1920 |
| Lot Size | 0.918 acres (40,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $725,000 (Oct 2024) |
| Tax Bill | $15,831 (2024) |
| Deeds & Mortgages | Jul 2021 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 334001 210-3-36 |
| Primary APN | 334001 210-3-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 2,866 sqft |
| 1st Floor Area | 926 sqft |
| 2nd Floor Area | 926 sqft |
| Basement Area | 774 sqft |
| Finished Basement | 774 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 40,002 sqft (0.918 acres) |
| View / Lot | Suburban |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 386 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 210-3-36 |
|---|---|
| Street Address | 72 LAKES RD |
| City | MONROE |
| State | NY |
| Zip | 10950-2645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR-10 |
| Legal Block | 3 |
| Legal Lot Number | 36.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 14201 |
Source: Orange County and Monroe Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 131 FOREST AVE, 201, MONROE, NY 10950-4922 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Line of Credit ULSTER SAVINGS BANK |
| Aug 25, 2020 | Deed of Trust, Mortgage · VA Mortgage REALFI HM FNDG CORP |
| Feb 10, 2016 | Loan Modification, Mortgage · Conventional with PMI DITECH FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2024 · Amount on Record |
| Deed Sale | Oct 3, 2024 · Amount on Record |
| Prior Sale | Sep 4, 2013 · Amount on Record |
| Deed Document Number | 202420240058514 |
| Deed Book / Page | 15629 / 569 |
| Prior Transfer Date | Aug 8, 2006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 72 LAKES RD, MONROE, NY 10950-2645 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210046818 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 15004/369 |
| Instrument | 20210046818 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 72 LAKES RD, MONROE, NY 10950-2645 |
| Document Number | 0000047326 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | MAJOR ABSTRACT CORPORATION, MAJOR ABS CORP |
| Name | Verified Name |
|---|---|
| Address | 72 LAKES RD MONROE NY 109502645, MONROE, NY 10950-2645 |
| Document Number | 0000047326 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 014800/001615 |
| Instrument | 47326 |
| Name | REALFI HM FNDG CORP |
|---|---|
| Address | WHITE PLAINS, NY 10604 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 72 LAKES RD, MONROE, NY 10950-2645 |
| Document Number | 0000042361 |
| Book / Page | 014246 / 000221 |
| Instrument Date | Feb 10, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Name | Verified Name |
|---|---|
| Address | 72 LAKES RD MONROE NY 109502645, MONROE, NY 10950-2645 |
| Document Number | 0000042361 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 014246/000221 |
| Instrument | 42361 |
| Name | DITECH FIN'L |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Orange County and Monroe Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Monroe Town |
| Municipality | Monroe Village |
| Unified School District | Monroe-Woodbury Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,000 (-) Land $20,000 Building $47,000 | $619,800 (+13.41%) | |
| 2024 | $15,831.00 | ||
| 2023 | $67,000 Land $20,000 Building $47,000 | $546,500 Land $163,134 Building $383,366 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1979–2006) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Jul 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE VILLAGE serves 12,000 people · EPA ID NY3503535 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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