48 Lakes Rd, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 48 Lakes Rd, Monroe, NY 10950

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.061 acres (2,671 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jan 2026)
Tax Bill	$323 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`334089 9-3-48`

Property Details

APN / Parcel Number

Primary APN	`334089 9-3-48`
Alternative APNs	`408900900000030480000000` `9-3-48`

Interior

Units	10 Units

Exterior

Lot Area	2,671 sqft (0.061 acres)
Lot Dimensions	55 ft deep x 50 ft wide
View / Lot	Suburban

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal

Location & Zoning

Account Number	9-3-48
Street Address	LAKES RD
City	MONROE
State	NY
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SR-15
Legal Description	LT 30 MONROE LAKE REALTY CO MAP 825
Legal Block	3
Legal Lot Number	48.00
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3026
Census Tract	14201

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 BARNETT RD E, MONROE, NY 10950-3904
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Jun 30, 2025	Deed, Transfer ROYAL T TITLE AGENCY, ROYAL T TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Jun 30, 2025 · Amount on Record
Deed Document Number	20264254
Deed Book / Page	15842 / 1127
Record Updated	Jun 8, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 20, 2026
Property Address	48 LAKES RD, MONROE, NY 10950-2645
Document Number	0000004254
Book / Page	15842 / 1127
Instrument Date	Jan 9, 2026
Instrument	20260004254
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BARNETT RD E # E, E, MONROE, NY 10950-3904

Mortgage

Document Number	0000004255
Date	Jan 20, 2026
Instrument	20260004255

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jun 30, 2025
Property Address	48 LAKES RD, MONROE, NY 10950-2645
Document Number	0000043642
Book / Page	15750 / 403
Instrument Date	Jun 18, 2025
Instrument	20250043642
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	ROYAL T TITLE AGENCY, ROYAL T TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CARRIAGE HILL CT, MONROE, NY 10950-4477

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,700 (-) Land $1,700	$15,700 (+6.8%)
2024	$323.00	$1,700 (-) Land $1,700	$14,700 (+5.76%)
2023		$1,700 Land $1,700	$13,900 Land $13,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1978–2025)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTON LAKE ESTATES W.D. serves 768 people · EPA ID NY3503525
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000

May also be available: Verizon.

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