Los Alamos County property record for 72 Joya Loop, White Rock, NM 87547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,014 sqft · built 1969 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (Apr 2026) |
| Tax Bill | $1,607 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-039-109-488-046 |
| Primary APN | 1-039-109-488-046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Roof Material | Shingle |
| Lot Area | 9,100 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 117 sqft |
| Patio Area | 90 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R002257 |
|---|---|
| Street Address | 72 JOYA LOOP |
| City | WHITE ROCK |
| State | NM |
| Zip | 87547-3704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN MEADOWS 2 LOT: 106 S: 33 T: 19N R: 7E |
| Legal Range | 07E |
| Legal Township | 19N |
| Legal Section | 33 |
| Legal Subdivision | MOUNTAIN MEADOWS 2 |
| Legal Lot Number | 106 |
| Jurisdiction | LOS ALAMOS NM |
| Township / Civil Division | WHITE ROCK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 500 |
Source: Los Alamos County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 72 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Sep 24, 2018 | Deed of Trust, Mortgage · ARM DEL NORTE CU |
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUNFLOWER BANK |
| Feb 2, 2007 | Joint Tenancy Deed, Transfer · Conventional Mortgage NATIONAL CITY MORTGAGE |
| Feb 25, 2005 | Warranty Deed, Transfer · Conventional Mortgage LOS ALAMOS NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Feb 2, 2007 · Amount on Record |
| Deed Document Number | 2026262327 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Property Address | 72 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00183/0172 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 183/0172 |
| Instrument | 237287 |
| Name | DEL NORTE CU |
|---|---|
| Type | Credit Union |
| Address | LOS ALAMOS, NM 87544 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2033 |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | 10-Year TN |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Property Address | 72 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 72 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Document Number | 000196/937 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 196/937 |
| Instrument | 251052 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Recording Date | Apr 23, 2026 |
| Property Address | 72 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Document Number | 0000262327 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026.262327 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | TITLE GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000262327, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026.262327 |
| Name | SUNFLOWER BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Recording Date | Feb 2, 2007 |
| Property Address | 72 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Document Number | 00138/0463 |
| Book / Page | 138 / 0463 |
| Map Reference | MB 1 PG 72 |
| Instrument Date | Jan 31, 2007 |
| Instrument | 192578 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 00000 |
| Document Number | 0000192579 |
|---|---|
| Date | Feb 2, 2007 |
| Instrument | 192579 |
| Name | NATIONAL CITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2037 |
| Document Number | 00138/0465 |
|---|---|
| Date | Feb 2, 2007 |
| Book Page | 138/0465 |
| Instrument | 192580 |
| Name | NATIONAL CITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Recording Date | Feb 25, 2005 |
| Property Address | 72 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Document Number | 00128/0490 |
| Book / Page | 128 / 0490 |
| Map Reference | MB 1 PG 72 |
| Instrument Date | Feb 25, 2005 |
| Instrument | 182605 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 75 JOYA LOOP, LOS ALAMOS, NM 87547-3705 |
| Document Number | 0000182606 |
|---|---|
| Date | Feb 25, 2005 |
| Instrument | 182606 |
| Name | LOS ALAMOS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2035 |
Source: Los Alamos County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Los Alamos County |
| Unified School District | Los Alamos Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,607.00 | $69,730 (+3%) Land $27,690 Building $42,040 | $209,200 (+3%) Land $83,070 Building $126,130 |
| 2025 | $1,607.00 (+4.96%) | $67,700 (+6.08%) Land $27,210 Building $40,490 | $203,110 (+6.08%) Land $81,630 Building $121,480 |
| 2023 | $1,531.00 (+2.34%) | $63,820 Land $26,360 Building $37,460 | $191,460 Land $79,090 Building $112,370 |
| 2022 | $1,496.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 44% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| NMSurf Fixed Wireless | 200 / 50 |
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