Los Alamos County property record for 70 Joya Loop, White Rock, NM 87547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,399 sqft · built 1971 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $324,000 (Oct 2018) |
| Tax Bill | $2,421 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-039-109-488-052 |
| Primary APN | 1-039-109-488-052 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,399 sqft Living Area |
| 1st Floor Area | 1,399 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Roof Material | Shingle |
| Lot Area | 9,100 sqft (0.209 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 221 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R002256 |
|---|---|
| Street Address | 70 JOYA LOOP |
| City | WHITE ROCK |
| State | NM |
| Zip | 87547-3704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN MEADOWS 2 LOT: 105 S: 33 T: 19N R: 7E |
| Legal Range | 07E |
| Legal Township | 19N |
| Legal Section | 33 |
| Legal Subdivision | MOUNTAIN MEADOWS 2 |
| Legal Lot Number | 105 |
| Jurisdiction | LOS ALAMOS NM |
| Township / Civil Division | WHITE ROCK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 500 |
Source: Los Alamos County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 70 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 25, 2018 | Warranty Deed, Transfer · ARM DEL NORTE CREDIT UNION |
| Nov 1, 2018 | Intrafamily Transfer, Transfer |
| Dec 12, 2017 | Deed, Transfer |
| Dec 12, 2017 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2018 · Amount on Record |
| Deed Sale | Oct 25, 2018 · Amount on Record |
| Prior Sale | Dec 12, 2017 · Amount on Record |
| Deed Document Number | 2018237607 |
| Deed Book / Page | 183 / 492 |
| Prior Transfer Date | Oct 19, 2018 |
| Prior Transfer Doc | 00183/0570 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Property Address | 70 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 70 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Document Number | 000196/793 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 196/793 |
| Instrument | 250908 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Recording Date | Oct 25, 2018 |
| Property Address | 70 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Document Number | 00183/0492 |
| Book / Page | 183 / 0492 |
| Map Reference | DOC5226 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 237607 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 JOYA LOOP, LOS ALAMOS, NM 87547-3704 |
| Document Number | 0000237609 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 237609 |
| Name | DEL NORTE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Nov 1, 2023 |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 9.62% |
| Index | 10-Year TN |
| Max Rate | 3% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Recording Date | Nov 1, 2018 |
| Property Address | 70 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Document Number | 00183/0570 |
| Book / Page | 183 / 0570 |
| Map Reference | DOC 5226 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 237685 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 70 JOYA LOOP, LOS ALAMOS, NM 87547-3704 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Recording Date | Dec 12, 2017 |
| Property Address | 70 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Document Number | 00178/0676 |
| Book / Page | 178 / 0676 |
| Map Reference | MB 1 PG 72 DOC 5226 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 232791 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Recording Date | Dec 12, 2017 |
| Property Address | 70 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Document Number | 00178/0677 |
| Book / Page | 178 / 0677 |
| Map Reference | MB 1 PG 72 DOC 5226 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 232792 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 70 JOYA LOOP, WHITE ROCK, NM 87547-3704 |
| Document Number | 00178/0678 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 178/0678 |
| Instrument | 232793 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Los Alamos County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Los Alamos County |
| Unified School District | Los Alamos Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,421.00 | $107,110 (+2.99%) Land $32,470 Building $74,640 | $321,330 (+3%) Land $97,400 Building $223,930 |
| 2025 | $2,421.00 (+5.03%) | $104,000 (+6.09%) Land $31,960 Building $72,040 | $311,980 (+6.09%) Land $95,870 Building $216,110 |
| 2023 | $2,305.00 (+2.44%) Additional exemption filed | $98,030 Land $31,120 Building $66,910 | $294,080 Land $93,350 Building $200,730 |
| 2022 | $2,250.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 44% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| NMSurf Fixed Wireless | 200 / 50 |
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