72 Harmony Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 72 Harmony Rd, Carmel, IN 46032 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,288 sqft · built 1970
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on File
Tax Bill$4,453 (2024)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-23-203-008.000-018

Property Details

APN / Parcel Number

Primary APN29-09-23-203-008.000-018
Alternative APN
  • 1709230203008000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,288 sqft Living Area
1st Floor Area2,262 sqft
2nd Floor Area1,026 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area24,394 sqft (0.56 acres)
Lot Dimensions254 ft deep x 98 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1709230203008000
Street Address72 HARMONY RD
CityCARMEL
StateIN
Zip46032-1136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 23, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 4, LOT 94
Legal Range03
Legal Township18
Legal Section23
Legal SubdivisionVILLAGE OF MT CARMEL
Legal Block4
Legal Lot Number94
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3012
Census Tract110906

Owner

Source: Hamilton County records · APN 29-09-23-203-008.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address72 HARMONY RD, CARMEL, IN 46032-1136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 1996
Deed SaleDec 27, 1996
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address72 HARMONY RD, CARMEL, IN 46032-1136
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090973
DateDec 11, 2020
Instrument2020090973
Lender
NameMJW FINANCIAL LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term97 Months
DueJan 01, 2029

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$459,800 (+15.94%) Land $91,900 Building $367,900$459,800 (+15.94%) Land $91,900 Building $367,900
2024$4,453.00 (+6.45%)$396,600 (+1.43%) Land $91,900 Building $304,700$396,600 (+1.43%) Land $91,900 Building $304,700
2023$4,183.00 (+11.49%) Homeowner's exemption$391,000 (+17.56%) Land $91,900 Building $299,100$391,000 (+17.56%) Land $91,900 Building $299,100
2022$3,752.00 Homeowner's exemption$332,600 Land $91,900 Building $240,700$332,600 Land $91,900 Building $240,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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