72 Finley Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 72 Finley Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,199 sqft · built 1956
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (Sep 2023)
Tax Bill	$1,798 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`007 024`

Property Details

APN / Parcel Number

Primary APN	`007 024`
Alternative APN	`548000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,199 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	780 sqft

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	723 sqft
Patio Area	361 sqft
Pole Barn	640 sqft

Location & Zoning

Account Number	548000
Street Address	72 FINLEY RD
City	TOCCOA
State	GA
Zip	30577-6943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HWY 17 ALT
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2014
Census Tract	970101

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72 FINLEY RD, TOCCOA, GA 30577-6943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER
Mar 4, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Mar 22, 2020 · Amount on Record
Deed Document Number	0001341489
Deed Book / Page	1341 / 489
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 6, 2023
Property Address	72 FINLEY RD, TOCCOA, GA 30577-6943
Document Number	0013410489
Book / Page	1341 / 489
Instrument Date	Aug 31, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 FINLEY RD, TOCCOA, GA 30577-6943

Mortgage

Document Number	0001341491
Date	Sep 6, 2023
Instrument	1341/491

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2053

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 4, 2020
Property Address	72 FINLEY RD, TOCCOA, GA 30577-6943
Document Number	0012040003
Book / Page	001204 / 000003
Instrument Date	Feb 4, 2020
Transaction Type	Foreclosure
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$62.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,798.00 (+155.76%)	$65,533 (+177.22%) Land $3,197 Building $62,336	$163,831 (+177.23%) Land $7,992 Building $155,839
2023	$703.00 (+11.94%)	$23,639 (+12.03%) Land $3,197 Building $20,442	$59,096 (+12.03%) Land $7,992 Building $51,104
2022	$628.00	$21,100 Land $3,197 Building $17,903	$52,749 Land $7,992 Building $44,757

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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