Habersham County property record for 243 Finley Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,475 sqft · built 2011 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $392,000 (Sep 2025) |
| Tax Bill | $3,470 (2026) |
| Deeds & Mortgages | Sep 2025 Sale Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 155 020 |
| Primary APN | 155 020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,475 sqft Heated Area |
| Gross Area | 4,106 sqft |
| 1st Floor Area | 1,650 sqft |
| Upper Floors Area | 1,196 sqft |
| Attic | Attic |
| Attic Area | 1,196 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 82,328 sqft (1.89 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 660 sqft |
| Patio Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 418832 |
|---|---|
| Street Address | 243 FINLEY RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 12-158 PB 19-159 & 11-87 DB 1409-343 |
| Legal Subdivision | PROPERTY BURNES E SIMS & SIDNE |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | TURNERVILLE |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 100 |
Source: Habersham County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 753 HOLLYWOOD HILLS RD, CLARKESVILLE, GA 30523-4434 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2025 | Limited Warranty Deed, Transfer |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on Record |
| Deed Sale | Sep 3, 2025 · Amount on Record |
| Prior Sale | Apr 9, 2015 · Amount on Record |
| Deed Book / Page | 1409 / 343 |
| Prior Transfer Date | Feb 13, 2015 |
| Prior Transfer Doc | 001079/256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Sep 3, 2025 |
| Property Address | 243 FINLEY RD, TOCCOA, GA 30577-6942 |
| Document Number | 001409/343 |
| Book / Page | 1409 / 343 |
| Instrument Date | Jul 28, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3.92 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 753 HOLLYWOOD HILLS RD, CLARKESVILLE, GA 30523-4434 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 243 FINLEY RD, TOCCOA, GA 30577-6942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 243 FINLEY RD, TOCCOA, GA 30577-6942 |
| Document Number | 0000001232/0000000003 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 0000001232/0000000003 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,470.00 (+14.33%) | $152,240 (-8.96%) Land $19,098 Building $133,142 | $380,600 (-8.96%) Land $47,746 Building $332,854 |
| 2025 | $3,035.00 Homeowner's exemption | $167,215 (+9.9%) Land $17,849 Building $149,366 | $418,036 (+9.9%) Land $44,622 Building $373,414 |
| 2023 | Homeowner's exemption | $152,148 (+16.15%) Land $6,404 Building $145,744 | $380,370 (+16.15%) Land $16,010 Building $364,360 |
| 2022 | Homeowner's exemption | $130,992 Land $6,404 Building $124,588 | $327,480 Land $16,010 Building $311,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
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