72 Edgecliff Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 72 Edgecliff Rd, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,131 sqft · built 1928
Lot Size	0.117 acres (5,099 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jul 2025)
Tax Bill	$6,947 (2026)
Deeds & Mortgages	Apr 2021 Mortgage May 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52510-24`

Property Details

APN / Parcel Number

Primary APN	`52510-24`
Alternative APNs	`WATE M:1140 B:0009 L:0115` `2178`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,131 sqft Living Area
Basement Area	1,364 sqft
Unfinished Basement	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,099 sqft (0.117 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	2178
Street Address	72 EDGECLIFF RD
City	WATERTOWN
State	MA
Zip	02472-3546
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Subdivision	COOLIDGE PARK TRUST-PLAN LAND
Legal Block	9
Legal Lot Number	115
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2008
Census Tract	370201

Owner

72 Edgecliff Rd, a condominium, is owned and occupied by two individuals who bought it in July 2025.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	72 EDGECLIFF RD, WATERTOWN, MA 02472-3546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · ARM HARVARD UNIVERSITY CREDIT UNION
May 7, 2025	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK
Jul 23, 2025	Condominium Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on File
Deed Sale	Jul 23, 2025 · Amount on File
Prior Sale	Dec 21, 2017 · Amount on File
Deed Book / Page	84394 / 144
Transfer Doc	070421-355
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	72 EDGECLIFF RD, WATERTOWN, MA 02472-3546
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077506-146
Date	Apr 14, 2021
Book Page	77506/146
Instrument	83689

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	May 1, 2026
Index	1-Year CMT

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	72 EDGECLIFF RD, WATERTOWN, MA 02472-3546
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084062-174
Date	May 7, 2025
Book Page	84062/174
Instrument	49303

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate

July 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jul 23, 2025
Property Address	72 EDGECLIFF RD, WATERTOWN, MA 02472-3546
Document Number	084394-144
Book / Page	84394 / 144
Instrument Date	Jul 22, 2025
Instrument	86115
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	72 EDGECLIFF RD, WATERTOWN, MA 02472-3546

Mortgage

Document Number	0000086116
Date	Jul 23, 2025
Instrument	86116

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 72 Edgecliff Rd was $6,947, up 4.5% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,947.00 (+4.45%)	$569,400 (-) Building $569,400	$683,905 (-)
2025	$6,651.00 (-7.97%)	$569,400 (-7.82%) Building $569,400	$683,905 (-9.41%)
2024	$7,227.00 (-10.59%)	$617,700 (+3.78%) Building $617,700	$754,965
2023	$8,083.00	$595,200 Building $595,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Edgecliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 72 Edgecliff Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Starry.

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