Essex County and Montclair Township property record for 72 Chestnut St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 3,086 sqft · built 1890 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $970,000 (Oct 2023) |
| Tax Bill | $17,949 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03303-0000-00026 |
| Primary APN | 13-03303-0000-00026 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,086 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Old Parcel Number | 130330300026 |
|---|---|
| Street Address | 72 CHESTNUT ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X125 |
| Legal Subdivision | PROPERTY/SAMUEL CRUMP |
| Legal Block | 3303 |
| Legal Lot Number | 26 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 16600 |
72 Chestnut St is owned and occupied by two individuals who bought it in October 2023.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 CHESTNUT ST, MONTCLAIR, NJ 07042-3884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Oct 25, 2019 | Deed of Trust, Mortgage SPENCER SVGS BK |
| Nov 16, 2019 | Grant Deed, Mortgage SPENCER SVGS BK |
| Oct 30, 2019 | Grant Deed, Transfer FOUNDATION TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on File |
| Deed Sale | Oct 13, 2023 · Amount on File |
| Prior Sale | Oct 30, 2019 · Amount on File |
| Deed Document Number | 202361555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 13, 2023 |
| Property Address | 72 CHESTNUT ST, MONTCLAIR, NJ 07042-3884 |
| Document Number | 0000061555 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023061555 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | NU WORLD TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 BELLEVUE AVEA, MONTCLAIR, NJ 07043 |
| Name | Verified Name |
|---|---|
| Address | 72 CHESTNUT ST, MONTCLAIR, NJ 07042-3884 |
| Document Number | 0000061556 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 2023061556 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 72 CHESTNUT ST, MONTCLAIR, NJ 07042-3884 |
| Document Number | 0000108840 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 204 BELLEVUE AVE #A MONTCLAIR NJ 070431827, A, MONTCLAIR, NJ 07043-1827 |
| Document Number | 0000108840 |
|---|---|
| Date | Nov 16, 2019 |
| Instrument | 108840 |
| Name | SPENCER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 611 RIVER DR, ELMWOOD PARK, NJ 07407-1325 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 16, 2019 |
| Property Address | 72 CHESTNUT ST, MONTCLAIR, NJ 07042-3884 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 108832 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 204 BELLEVUE AVE #A MONTCLAIR NJ 070431827, A, MONTCLAIR, NJ 07043-1827 |
| Document Number | 0000108832 |
|---|---|
| Date | Nov 16, 2019 |
| Instrument | 108832 |
| Name | SPENCER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 611 RIVER DR, ELMWOOD PARK, NJ 07407-1325 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 30, 2019 |
| Property Address | 72 CHESTNUT ST, MONTCLAIR, NJ 07042-3884 |
| Document Number | 0000103653 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 103653 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2019 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $805.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 204 BELLEVUE AVE #A MONTCLAIR NJ 070431827, A, MONTCLAIR, NJ 07043-1827 |
The 2025 property tax bill for 72 Chestnut St was $17,949, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,500 (-) Land $172,200 Building $338,300 | $510,500 (-) Land $172,200 Building $338,300 | |
| 2025 | $17,949.00 (+3.32%) | $510,500 Land $172,200 Building $338,300 | $510,500 Land $172,200 Building $338,300 |
| 2024 | $17,372.00 | ||
| 2023 | $510,500 (-) Land $172,200 Building $338,300 | $510,500 (-) Land $172,200 Building $338,300 | |
| 2022 | $16,785.00 (+1.76%) | $510,500 Land $172,200 Building $338,300 | $510,500 Land $172,200 Building $338,300 |
| 2021 | $16,494.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Chestnut St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 41 units insured incl. 10 condo units |
| Nearby Flood Claims | 36 (1993–2024) |
| Claims Outside the SFHA | 3 of 36 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Chestnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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