70 Chestnut St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 70 Chestnut St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,447 sqft · built 1925
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jan 2011)
Tax Bill	$11,364 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03303-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`13-03303-0000-00027`
Alternative APN	`130330300027`

Interior

Stories	2 Stories
Building Area	1,447 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130330300027
Street Address	70 CHESTNUT ST
City	MONTCLAIR
State	NJ
Zip	07042-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X125
Legal Block	3303
Legal Lot Number	27
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1000
Census Tract	16600

Owner

70 Chestnut St is owned and occupied by two individuals who bought it in January 2011.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	70 CHESTNUT ST, MONTCLAIR, NJ 07042-3840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2011 · Amount on File
Deed Sale	Jan 10, 2011 · Amount on File
Prior Sale	Apr 24, 2003 · Amount on File
Deed Document Number	20112933
Deed Book / Page	12291 / 5929
Prior Transfer Date	Sep 26, 1989
Prior Transfer Doc	5096000244
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	70 CHESTNUT ST, MONTCLAIR, NJ 07042-3840
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024083
Date	Mar 2, 2021
Instrument	2021024083

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 70 Chestnut St was $11,364, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,200 (-) Land $172,200 Building $151,000	$323,200 (-) Land $172,200 Building $151,000
2025	$11,364.00 (+3.33%)	$323,200 Land $172,200 Building $151,000	$323,200 Land $172,200 Building $151,000
2024	$10,998.00
2023		$323,200 Land $172,200 Building $151,000	$323,200 Land $172,200 Building $151,000
2022	$10,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	41 units insured incl. 10 condo units
Nearby Flood Claims	36 (1993–2024)
Claims Outside the SFHA	3 of 36
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20