72 Central Ave, Pompton Lakes, NJ 07442 Property Records

Passaic County and Pompton Lakes Borough property record for 72 Central Ave, Pompton Lakes, NJ 07442

Property Summary

Property Type	Single Family Home
Details	1,996 sqft · built 1950
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$546,000 (Feb 2026)
Tax Bill	$12,265 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-09500-0000-00074`

Property Details

APN / Parcel Number

Primary APN	`09-09500-0000-00074`
Alternative APN	`090950000074`

Interior

Stories	1 Story
Building Area	1,996 sqft Living Area
1st Floor Area	1,996 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	131 ft deep x 52 ft wide

Location & Zoning

Street Address	72 CENTRAL AVE
City	POMPTON LAKES
State	NJ
Zip	07442-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	9500
Legal Lot Number	74
Jurisdiction	PASSAIC NJ
Township / Civil Division	POMPTON LAKES
Census Block Group	2
Census Block	2014
Census Tract	196401

Owner

Source: Passaic County and Pompton Lakes Borough assessment roll, APN 09-09500-0000-00074, as of July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	72 CENTRAL AVE, POMPTON LAKES, NJ 07442-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 05, 2026 · Amount on Record
Deed Sale	Feb 05, 2026 · Amount on Record
Deed Document Number	20264503
Deed Book / Page	5046 / 31
Record Updated	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 05, 2026
Property Address	72 CENTRAL AVE, POMPTON LAKES, NJ 07442-1504
Document Number	0000004503
Book / Page	D5046 / 31
Instrument Date	Feb 04, 2026
Instrument	2026004503
Transaction Type	Transfer
Record Updated	Jul 01, 2026
Title Company	FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	723 CANISTEAR RD, HIGHLAND LAKES, NJ 07422-1343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CENTRAL AVE, POMPTON LAKES, NJ 07442-1504

Mortgage

Document Number	0000004504
Date	Feb 05, 2026
Instrument	2026004504

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.17%
Type Change Date	Jul 01, 2031
Change Frequency	Annually
Min Rate At Change	4.17%
Max Rate At Change	6.17%
Index	1-Year T-Bill
Margin	2
Max Rate	6.17%

Tax Assessment & Valuation

Source: Passaic County and Pompton Lakes Borough assessment roll as of July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Pompton Lakes Borough
Unified School District	Pompton Lakes Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,900 (-) Land $119,000 Building $177,900	$296,900 (-) Land $119,000 Building $177,900
2025	$12,265.00 (+4.77%)	$296,900 (-) Land $119,000 Building $177,900	$296,900 (-) Land $119,000 Building $177,900
2024	$11,707.00 (+3.6%)
2023		$296,900 Land $119,000 Building $177,900	$296,900 Land $119,000 Building $177,900
2022	$11,300.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), as of May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340311964012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 137 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	819 (1979–2024)
Claims Outside the SFHA	32 of 819
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 207 claims Severe Storms And Flooding, Mar 2010 · 130 claims Coastal Storms & Flooding, Apr 1984 · 110 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 325 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1609001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	POMPTON LAKES MUA serves 11,435 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.