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115 Central Ave, Pompton Lakes, NJ 07442 Property Records

Passaic County and Pompton Lakes Borough property record for 115 Central Ave, Pompton Lakes, NJ 07442

Property Summary

Property TypeSingle Family Home
Details1,116 sqft · built 1951
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$180,900 (Aug 2001)
Tax Bill$9,547 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone AE (high risk)
APN09-09515-0000-00013

Property Details

APN / Parcel Number

Primary APN09-09515-0000-00013
Alternative APN
  • 090951500013

Interior

Stories1 Story
Building Area1,116 sqft Living Area
1st Floor Area1,116 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions120 ft deep x 60 ft wide

Location & Zoning

Street Address115 CENTRAL AVE
CityPOMPTON LAKES
StateNJ
Zip07442-1601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Block9515
Legal Lot Number13
JurisdictionPASSAIC NJ
Township / Civil DivisionPOMPTON LAKES
Census Block Group3
Census Block3016
Census Tract196401

Owner

Source: Passaic County and Pompton Lakes Borough records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address115 CENTRAL AVE, POMPTON LAKES, NJ 07442-1601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2019Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Jun 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2001 · Amount on Record
Deed SaleAug 16, 2001 · Amount on Record
Prior SaleAug 16, 2001 · Amount on Record
Deed Book / Page287 / 60
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address115 CENTRAL AVE, POMPTON LAKES, NJ 07442-1601
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040541
DateSep 11, 2019
Book PageM15706/0200
Instrument2019040541
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 18, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address115 CENTRAL AVE, POMPTON LAKES, NJ 07442-1601
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyMOMENTUM TITLE AGENCY LLC, MONUMENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039885
DateJun 16, 2021
Book PageM17210/93
Instrument2021039885
Lender
NameBOND STREET MORTGAGE LLC
TypeMortgage Company
AddressPARAMUS, NJ 07652
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Passaic County and Pompton Lakes Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPompton Lakes Borough
Unified School DistrictPompton Lakes Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,100 (-) Land $120,300 Building $110,800$231,100 (-) Land $120,300 Building $110,800
2025$9,547.00 (+4.77%)$231,100 (-) Land $120,300 Building $110,800$231,100 (-) Land $120,300 Building $110,800
2024$9,112.00 (+3.6%)
2023$231,100 Land $120,300 Building $110,800$231,100 Land $120,300 Building $110,800
2022$8,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 80 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims1,115 (1978–2024)
Claims Outside the SFHA86 of 1,115
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Irene, Sep 2011 · 128 claims
  • Severe Storms And Flooding, Mar 2010 · 192 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOMPTON LAKES MUA
serves 11,435 people · EPA ID NJ1609001
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20

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