72 Carnation St, Saint Johns, FL 32259 Property Records

St. Johns County property record for 72 Carnation St, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,057 sqft · built 2017
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on Record
Last Sale	$348,205 (Mar 2017)
Tax Bill	$4,386 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023671-0770`

Property Details

APN / Parcel Number

Primary APN	`023671-0770`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,057 sqft Living Area
Gross Area	3,477 sqft
1st Floor Area	1,336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	369 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	72 CARNATION ST
City	SAINT JOHNS
State	FL
Zip	32259-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73/54-61 HERITAGE OAKS AT ST JOHNS LOT 77 OR4350/43
Legal Range	28E
Legal Township	05S
Legal Section	07
Legal Subdivision	HERITAGE OAKS AT ST JOHNS
Legal Block	1
Legal Lot Number	77
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2014
Census Tract	20811

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72 CARNATION ST, SAINT JOHNS, FL 32259-2217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage 1ST 2ND MORTGAGE CO OF NEW JERSEY INC
Mar 28, 2017	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2017 · Amount on Record
Deed Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	201721271
Deed Book / Page	4350 / 43
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	72 CARNATION ST, SAINT JOHNS, FL 32259-2217
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CARNATION ST, SAINT JOHNS, FL 32259-2217

Mortgage

Document Number	0053971058
Date	Oct 19, 2021
Book Page	5397/1058
Instrument	2021113895

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	72 CARNATION ST, SAINT JOHNS, FL 32259-2217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050200564
Date	Aug 19, 2020
Book Page	5020/564
Instrument	2020069506

Lender

Name	1ST 2ND MORTGAGE CO OF NEW JERSEY INC
Type	Mortgage Company
Address	CRESSKILL, NJ 07626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 28, 2017
Property Address	72 CARNATION ST, SAINT JOHNS, FL 32259-2217
Document Number	0043500043
Book / Page	004350 / 000043
Instrument Date	Mar 24, 2017
Instrument	21271
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CARNATION ST ST JOHNS FL 322592217, ST JOHNS, FL 32259-2217

Mortgage

Document Number	43500045
Date	Mar 28, 2017
Book Page	004350/000045
Instrument	21272

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,794 (+2.7%)	$429,652 (-7.04%) Land $90,000 Building $339,652
2025	$4,386.00 (+12.52%) Homeowner's exemption	$339,624 (+5.99%)	$462,184 (-7.69%) Land $100,000 Building $362,184
2024	$3,898.00 (+1.99%)
2023	$3,822.00 (+2.91%) Homeowner's exemption	$320,439 (+3%)	$500,660 (+12.05%) Land $100,000 Building $400,660
2022	$3,714.00 Homeowner's exemption	$311,106	$446,829 Land $89,600 Building $357,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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