72 Black Bear Path, Mineral Bluff, GA 30559 Property Records

Fannin County property record for 72 Black Bear Path, Mineral Bluff, GA 30559

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,694 sqft · built 2002
Lot Size	4.55 acres (198,634 sqft)
Owner	Individual Name on Record
Last Sale	$21,500 (Jan 2022)
Tax Bill	$1,086 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit May 2017 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0046 A 03701`

Property Details

APN / Parcel Number

Primary APN	`0046 A 03701`
Alternative APN	`21880`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,694 sqft Heated Area
1st Floor Area	1,694 sqft
Basement Area	1,694 sqft
Unfinished Basement	1,694 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	198,634 sqft (4.55 acres)
Garage Area	572 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	664 sqft
Deck Area	230 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	21880
Old Parcel Number	0046A03701
Street Address	72 BLACK BEAR PATH
City	MINERAL BLUFF
State	GA
Zip	30559-3195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-2 LL192 LTS19A,19C DB1209-815* 4.56 ACS
Legal Subdivision	BEAR WALK
Legal Block	I
Legal Lot Number	19C
Jurisdiction	FANNIN GA
Township / Civil Division	MINERAL BLUFF
Census Block Group	2
Census Block	2076
Census Tract	50100

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	72 BLACK BEAR PATH, MINERAL BLUFF, GA 30559-3195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit ITHINK FINANCIAL CREDIT UNION
May 19, 2017	Warranty Deed, Transfer · Stand-Alone Second Mortgage IBM SOUTHEAST EMPLOYEES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2022 · Amount on Record
Deed Sale	Jan 17, 2022 · Amount on Record
Prior Sale	May 19, 2017 · Amount on Record
Deed Document Number	0001484447
Deed Book / Page	1484 / 447
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	72 BLACK BEAR PATH, MINERAL BLUFF, GA 30559-3195
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 BLACK BEAR PATH, MINERAL BLUFF, GA 30559-3195

Mortgage

Document Number	0000001448/0000000195
Date	Aug 23, 2021
Book Page	0000001448/0000000195

Lender

Name	ITHINK FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	May 19, 2017
Property Address	72 BLACK BEAR PATH, MINERAL BLUFF, GA 30559-3195
Document Number	001209/815
Book / Page	1209 / 815
Instrument Date	May 19, 2017
Instrument	2017-001168
Transaction Type	Transfer
Record Updated	Jun 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 BLACK BEAR PATH, MINERAL BLUFF, GA 30559-3195

Mortgage

Document Number	00001210/1
Date	May 22, 2017
Book Page	1210/1
Instrument	2176920024

Lender

Name	IBM SOUTHEAST EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2022

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,086.00 (-41.17%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$164,072 (+18.72%) Land $18,240 Building $145,832	$410,180 (+18.72%) Land $45,600 Building $364,580
2023		$138,203 (+4.94%) Land $18,240 Building $119,963	$345,507 (+4.94%) Land $45,600 Building $299,907
2022	$1,846.00 Homeowner's exemption	$131,696 Land $10,240 Building $121,456	$329,240 Land $25,600 Building $303,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	26 (1994–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Tornadoes, Mar 2021 · 5 claims Severe Storms And Flooding, Dec 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber · Cable in parts of the area	2,500 / 2,500
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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