7198 O'Neill Dr, Howell, MI 48855 Property Records

Livingston County property record for 7198 O'Neill Dr, Howell, MI 48855 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,570 sqft · built 1999
Lot Size	2.81 acres (122,404 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Mar 2011)
Tax Bill	$4,499 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-26-300-032`

Property Details

APN / Parcel Number

Primary APN	`02-26-300-032`
Alternative APN	`470226300032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
1st Floor Area	1,251 sqft
Basement Area	1,251 sqft
Unfinished Basement	1,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Roof Type	Gable
Lot Area	122,404 sqft (2.81 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	26 sqft
Patio Area	341 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7198 ONEILL DR
City	HOWELL
State	MI
Zip	48855-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 26 T4N R4E COM W 1/4 CORNER OF SAID SEC 26, TH ALG EW 1/4 LN OF SAID SEC 26 & C/L OF CHASE LK RD (66 FT WIDE ROW)
Legal Range	04E
Legal Township	04N
Legal Section	26
Legal Subdivision	ML SUB
Legal Tract	725000
Jurisdiction	LIVINGSTON MI
Township / Civil Division	COHOCTAH
Census Block Group	1
Census Block	1045
Census Tract	721100

Owner

Source: Livingston County records · APN 02-26-300-032

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7198 ONEILL DR, HOWELL, MI 48855-7305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit LOC FCU
Oct 13, 2017	Deed of Trust, Mortgage LIBERTY SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2011 · Amount on Record
Deed Sale	Mar 16, 2011 · Amount on Record
Prior Sale	Mar 25, 2010 · Amount on Record
Deed Document Number	20118021
Prior Transfer Date	Aug 18, 1999
Prior Transfer Doc	0026460038
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	7198 ONEILL DR, HOWELL, MI 48855-7305
Transaction Type	Mortgage
Record Updated	May 08, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7198 ONEILL DR, HOWELL, MI 48855-7305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006868
Date	Apr 22, 2024
Instrument	2024R-006868

Lender

Name	LOC FCU
Type	Credit Union
Address	22981 FARMINGTON RD, FARMINGTON, MI 48336

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	7198 ONEILL DR, HOWELL, MI 48855-7305
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030232
Date	Oct 13, 2017
Instrument	2017R-030232

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	219 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Cohoctah Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,300 (+2.08%)	$706,600 (+2.08%)
2025	$4,499.00 (+18.99%) Homeowner's exemption	$346,100 (+27.81%)	$692,200 (+27.81%)
2023		$270,800
2021			$541,600
2019	$3,781.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Livingston County (26093C), updated September 17, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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