7197 O'Neill Dr, Howell, MI 48855 Property Records

Livingston County property record for 7197 O'Neill Dr, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,761 sqft · built 1999
Lot Size	2.34 acres (101,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,500 (May 1999)
Tax Bill	$2 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-26-300-028`

Property Details

APN / Parcel Number

Primary APN	`02-26-300-028`
Alternative APN	`470226300028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,761 sqft Living Area
1st Floor Area	1,761 sqft
Basement Area	1,761 sqft
Unfinished Basement	1,761 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Roof Type	Gable
Lot Area	101,930 sqft (2.34 acres)
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	264 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7197 ONEILL DR
City	HOWELL
State	MI
Zip	48855-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUBURBA
Legal Description	SEC 26 T4N R4E PT OF SW 1/4 OF SEC 26, COM AT W 1/4 COR OF SD SEC, TH ALG W LN OF SD SEC S0*05'46"W 936.22 FT TO POB OF THE
Legal Range	04E
Legal Township	04N
Legal Section	26
Legal Tract	725000
Jurisdiction	LIVINGSTON MI
Township / Civil Division	COHOCTAH
Census Block Group	1
Census Block	1045
Census Tract	721100

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7197 ONEILL DR, HOWELL, MI 48855-7305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 10, 2023	Intrafamily Transfer, Transfer
Aug 4, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST NATIONAL HOME MORTGAGE
Jul 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 1999 · Amount on Record
Deed Sale	May 20, 1999 · Amount on Record
Deed Book / Page	2585 / 778
Last Transfer Date	May 15, 2024
Transfer Doc	0000008716
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 10, 2026
Property Address	7197 ONEILL DR, HOWELL, MI 48855-7305
Document Number	0000012266
Instrument Date	Jun 5, 2026
Instrument	202612266
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	7197 ONEILL DR, HOWELL, MI 48855-7305

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Jan 10, 2023
Property Address	7197 ONEILL DR, HOWELL, MI 48855-7305
Document Number	0000000550
Instrument Date	Dec 16, 2022
Instrument	2023R-000550
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7197 ONEILL DR, HOWELL, MI 48855-7305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7197 ONEILL DR, HOWELL, MI 48855-7305

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	7197 ONEILL DR, HOWELL, MI 48855-7305
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7197 ONEILL DR, HOWELL, MI 48855-7305

Mortgage

Document Number	0000032577
Date	Aug 4, 2021
Instrument	2021R-032577

Lender

Name	FIRST NATIONAL HOME MORTGAGE
Type	Non-Lending Institution
Address	WATERFORD, MI 48329

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Jul 15, 2022
Property Address	7197 ONEILL DR, HOWELL, MI 48855-7305
Document Number	0000019562
Instrument Date	Oct 5, 2021
Instrument	2022R-019562
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7197 ONEILL DR, 7197, HOWELL, MI 48855-7305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7197 ONEILL DR, HOWELL, MI 48855-7305

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Cohoctah Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,100 (+1.2%)	$588,200 (+1.2%)
2025	$2.00 Homeowner's exemption	$290,600 (+27.68%)	$581,200 (+27.68%)
2023		$227,600
2021			$455,200
2019	$2,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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