7197 N 196th E Ave, Owasso, OK 74055 Property Records

Rogers County property record for 7197 N 196th E Ave, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,411 sqft · built 2005
Lot Size	1.17 acres (51,183 sqft)
Owner	Company Name on Record
Last Sale	$471,500 (Nov 2018)
Tax Bill	$6,282 (2025)
Deeds & Mortgages	Dec 2020 Transfer Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31211502820`

Property Details

APN / Parcel Number

Primary APN	`31211502820`
Alternative APNs	`000000-00-0-00550-001-0013` `0074292` `74292`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,411 sqft Living Area
1st Floor Area	2,449 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	51,183 sqft (1.17 acres)
Garage Type	Detached
Garage Area	1,621 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool House	720 sqft
Porch	Slab
Porch Area	340 sqft
Patio Area	70 sqft
Balcony Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	74292
Street Address	7197 N 196TH EAST AVE
City	OWASSO
State	OK
Zip	74055-8088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 1 OAKRIDGE AT COOPER RANCH
Legal Range	15E
Legal Township	21N
Legal Section	31
Legal Subdivision	OAKRIDGE AT COOPER RANCH
Legal Block	1
Legal Lot Number	13
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	3
Census Block	3000
Census Tract	50405

Owner

Source: Rogers County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7197 N 196TH EAST AVE, OWASSO, OK 74055-8088
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage RCB BK
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage RCB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Prior Sale	Sep 19, 2005 · Amount on Record
Deed Document Number	201816047
Last Transfer Date	Dec 17, 2020
Transfer Doc	0000020264
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROGERS OK
Recording Date	Dec 22, 2020
Property Address	7197 N 196TH EAST AVE, OWASSO, OK 74055-8088
Document Number	0000020264
Instrument Date	Dec 17, 2020
Instrument	20264
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7197 N 196TH EAST AVE OWASSO OK 740558088, OWASSO, OK 74055-8088

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	7197 N 196TH EAST AVE, OWASSO, OK 74055-8088
Document Number	0000011643
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7197 N 196TH EAST AVE OWASSO OK 740558088, OWASSO, OK 74055-8088

Mortgage

Document Number	0000011643
Date	Aug 28, 2019
Instrument	11643

Lender

Name	RCB BK
Type	Bank
Address	OWASSO, OK 74055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Nov 2, 2018
Property Address	7197 N 196TH EAST AVE, OWASSO, OK 74055-8088
Document Number	0000016047
Instrument Date	Oct 29, 2018
Instrument	2018-016047
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	ALLEGIANCE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$707.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7197 N 196TH EAST AVE, OWASSO, OK 74055-8088

Mortgage

Document Number	0000016048
Date	Nov 2, 2018
Instrument	2018-016048

Lender

Name	RCB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,543 (+3%) Land $9,837 Building $50,706	$550,387 (-14.34%) Land $89,424 Building $460,963
2025	$6,282.00 (+1.31%) Homeowner's exemption	$58,779 (+3%) Land $9,550 Building $49,229	$642,551 (+1.31%) Land $138,519 Building $504,032
2024	$6,201.00 (+5.3%) Homeowner's exemption	$57,067 (+3%) Land $9,272 Building $47,795	$634,262 (+25.92%) Land $155,018 Building $479,244
2023	$5,889.00 Homeowner's exemption	$55,405 Land $7,287 Building $48,118	$503,684 Land $66,248 Building $437,436

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
The Junction Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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