7172 N 196th E Ave, Owasso, OK 74055 Property Records

Rogers County property record for 7172 N 196th E Ave, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,167 sqft · built 2004
Lot Size	1.02 acres (44,605 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Jul 2004)
Tax Bill	$5,065 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan Feb 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`31211502780`

Property Details

APN / Parcel Number

Primary APN	`31211502780`
Alternative APNs	`000000-00-0-00550-001-0009` `0074288` `74288`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,167 sqft Living Area
1st Floor Area	2,039 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	44,605 sqft (1.02 acres)
Garage Type	Attached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	348 sqft
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	74288
Street Address	7172 N 196TH EAST AVE
City	OWASSO
State	OK
Zip	74055-8087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 1 OAKRIDGE AT COOPER RANCH
Legal Range	15E
Legal Township	21N
Legal Section	31
Legal Subdivision	OAKRIDGE AT COOPER RANCH
Legal Block	1
Legal Lot Number	9
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	3
Census Block	3000
Census Tract	50405

Owner

7172 N 196th E Ave is owned and occupied by an individual who acquired it in December 2017.

Source: Rogers County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	7172 N 196TH EAST AVE, OWASSO, OK 74055-8087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Construction Mortgage BOKF NA
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit BOKF NA
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF OK
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF TX
Jun 17, 2019	Deed of Trust, Mortgage · Line of Credit BOKF NA
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF OK
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF OK
Dec 15, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF OK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2004 · Amount on File
Deed Sale	Jul 1, 2004 · Amount on File
Prior Sale	Dec 10, 2003 · Amount on File
Deed Book / Page	1605 / 346
Last Transfer Date	Dec 1, 2017
Transfer Doc	0000019337
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	7172 N 196TH EAST AVE, OWASSO, OK 74055-8087
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	BUFFALO LAND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015103
Date	Sep 9, 2022
Instrument	2022-015103

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74121

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	7172 N 196TH EAST AVE, OWASSO, OK 74055-8087
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2022002346
Date	Feb 9, 2022
Instrument	I-2022-002346

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	7172 N 196TH EAST AVE, OWASSO, OK 74055-8087
Document Number	0000012636
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7172 N 196TH EAST AVE OWASSO OK 740558087, OWASSO, OK 74055-8087

Mortgage

Document Number	0000012636
Date	Aug 21, 2020
Instrument	12636

Lender

Name	BANK OF OK
Type	Bank
Address	TULSA, OK 74101-2864

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	7172 N 196TH EAST AVE, OWASSO, OK 74055-8087
Document Number	0000008948
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7172 N 196TH EAST AVE OWASSO OK 740558087, OWASSO, OK 74055-8087

Mortgage

Document Number	0000008948
Date	Jun 22, 2020
Instrument	8948

Lender

Name	BANK OF TX
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	7172 N 196TH EAST AVE, OWASSO, OK 74055-8087
Document Number	0000008873
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7172 N 196TH EAST AVE OWASSO OK 740558087, OWASSO, OK 74055-8087

Mortgage

Document Number	0000008873
Date	Jul 3, 2019
Instrument	8873

Lender

Name	BOKF NA
Address	TULSA, OK 74101-2864

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	7172 N 196TH EAST AVE, OWASSO, OK 74055-8087
Document Number	0000011507
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	BUFFALO LAND ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7172 N 196TH EAST AVE OWASSO OK 740558087, OWASSO, OK 74055-8087

Mortgage

Document Number	0000011507
Date	Aug 9, 2018
Instrument	11507

Lender

Name	BANK OF OK
Type	Bank
Address	TULSA, OK 74101-2864

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	7172 N 196TH EAST AVE, OWASSO, OK 74055-8087
Document Number	0000013400
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018
Title Company	BUFFALO LAND ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7172 N 196TH EAST AVE OWASSO OK 740558087, OWASSO, OK 74055-8087

Mortgage

Document Number	0000013400
Date	Sep 19, 2018
Instrument	13400

Lender

Name	BANK OF OK
Type	Bank
Address	TULSA, OK 74101-2864

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROGERS OK
Recording Date	Dec 15, 2017
Property Address	7172 N 196TH EAST AVE, OWASSO, OK 74055-8087
Document Number	0026810148
Book / Page	002681 / 000148
Instrument Date	Dec 1, 2017
Instrument	19337
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	APEX TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7172 N 196TH EAST AVE OWASSO OK 740558087, OWASSO, OK 74055-8087

Mortgage

Document Number	26810150
Date	Dec 15, 2017
Book Page	002681/000150
Instrument	19338

Lender

Name	BANK OF OK
Type	Bank
Address	OWASSO, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7172 N 196th E Ave was $5,065 with a homeowner's exemption, up 1.3% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,998 (+3%) Land $8,546 Building $40,452	$445,430 (-17.39%) Land $77,687 Building $367,743
2025	$5,065.00 (+1.28%) Homeowner's exemption	$47,571 (+3%) Land $8,297 Building $39,274	$539,164 (+1.5%) Land $128,001 Building $411,163
2024	$5,001.00 (+13.14%) Homeowner's exemption	$46,185 (+10.5%) Land $8,055 Building $38,130	$531,178 (+30.05%) Land $144,170 Building $387,008
2023	$4,420.00 Homeowner's exemption	$41,796 Land $5,258 Building $36,538	$408,430 Land $55,000 Building $353,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7172 N 196th E Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7172 N 196th E Ave is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
The Junction Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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