Jefferson County property record for 7196 Debra Dr, Barnhart, MO 63012
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,140 sqft · built 1987 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $207,800 (Nov 2019) |
| Tax Bill | $2,174 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089.029.00000035 |
| Primary APN | 089.029.00000035 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Basement Area | 1,140 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Multi-Level |
| Construction Type | Frame |
| Lot Area | 130,680 sqft |
| Lot Dimensions | 355 ft deep x 210 ft wide |
| Garage Type | Detached |
| Garage Area | 936 sqft |
| Porch | Open Frame Porch |
| Porch Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7196 DEBRA DR |
|---|---|
| City | BARNHART |
| State | MO |
| Zip | 63012-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | RIDGEFIELD LOT 20 |
| Legal Range | 5E |
| Legal Township | 42N |
| Legal Section | 29 |
| Legal Subdivision | RIDGEFIELD |
| Legal Block | 4 |
| Legal Lot Number | 20 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | IMPERIAL |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 700604 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7196 DEBRA DR, BARNHART, MO 63012-1649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Nov 22, 2019 | Warranty Deed, Transfer GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on Record |
| Deed Sale | Nov 22, 2019 · Amount on Record |
| Deed Document Number | 201936868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 7196 DEBRA DR, BARNHART, MO 63012-1649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 7196 REBRA DR, BARNHART, MO 63012 |
| Document Number | 0000003728 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026R-003728 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 7196 DEBRA DR, BARNHART, MO 63012-1649 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 021R004767 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021R-004767 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 22, 2019 |
| Property Address | 7196 DEBRA DR, BARNHART, MO 63012-1649 |
| Document Number | 0000036868 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 36868 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | TRUE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7197 DEBRA DR BARNHART MO 63012, BARNHART, MO 63012 |
| Document Number | 36869 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 36869 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2049 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,000 (-) Land $4,500 Building $27,500 | $168,800 (-) Land $23,900 Building $144,900 | |
| 2025 | $2,174.00 (+7.84%) | $32,000 (+8.11%) Land $4,500 Building $27,500 | $168,800 (-) Land $23,900 Building $144,900 |
| 2024 | $2,016.00 (-0.1%) | $168,800 (+8.14%) Land $23,900 Building $144,900 | |
| 2023 | $2,018.00 | $29,600 Land $4,500 Building $25,100 | $156,100 Land $23,900 Building $132,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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