7108 Debra Dr, Barnhart, MO 63012 Property Records

Jefferson County property record for 7108 Debra Dr, Barnhart, MO 63012

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,596 sqft · built 1994
Lot Size2.85 acres (124,146 sqft)
Owner2 Individual Names on Record
Last Sale$148,400 (Jul 2002)
Tax Bill$2,867 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN089.029.00000013

Property Details

APN / Parcel Number

Primary APN089.029.00000013
Alternative APN
  • 0890290 013

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,596 sqft Living Area
Gross Area2,121 sqft
1st Floor Area1,596 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area124,146 sqft
Garage TypeAttached
Garage Area525 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area150 sqft
Deck AreaDeck Area
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7108 DEBRA DR
CityBARNHART
StateMO
Zip63012-1649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionRIDGEFIELD ESTS BDRY ADJ LOT 2A
Legal Range5E
Legal Township42N
Legal Section29
Legal SubdivisionRIDGEFIELD ESTS
Legal Block4
Legal Lot Number2A
JurisdictionJEFFERSON MO
Township / Civil DivisionIMPERIAL
Census Block Group4
Census Block4006
Census Tract700604

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7108 DEBRA DR, BARNHART, MO 63012-1649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Aug 11, 2017Deed of Trust, Mortgage · Commercial Mortgage
COMMERCE BANK
Oct 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2002 · Amount on Record
Deed SaleJul 17, 2002 · Amount on Record
Deed Document Number200238241
Last Transfer DateSep 24, 2007
Transfer Doc0000048798
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Recording DateApr 10, 2026
Property Address7108 DEBRA DR, BARNHART, MO 63012-1649
Document Number0000009553
Instrument DateApr 3, 2026
Instrument20269553
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7108 DEBRA DR, BARNHART, MO 63012-1649

Mortgage

Document Number0000009553,
DateApr 10, 2026
Instrument20269553
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 3, 2056
Interest
Rate6%
Max Rate-1%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address7108 DEBRA DR, BARNHART, MO 63012-1649
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024836
DateAug 11, 2017
Instrument2017R-024836
Lender
NameCOMMERCE BANK
TypeBank
AddressARNOLD, MO 63010
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address7108 DEBRA DR, BARNHART, MO 63012-1649
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address7108 DEBRA DR, BARNHART, MO 63012-1649

Mortgage

Document Number0000045656
DateOct 18, 2021
Instrument2021R-045656
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,200 (-) Land $4,000 Building $38,200$222,200 (-) Land $20,900 Building $201,300
2025$2,867.00 (+7.94%)$42,200 (+78.81%) Land $4,000 Building $38,200$222,200 (-) Land $20,900 Building $201,300
2024$2,656.00 (+65.07%)$222,200 (+78.76%) Land $20,900 Building $201,300
2023$1,609.00$23,600 Land $4,000 Building $19,600$124,300 Land $20,900 Building $103,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON CO CONS PWSD C 1
serves 37,000 people · EPA ID MO6024295
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

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