7195 Stillwater Ct, Frederick, MD 21702 Property Records

Frederick County property record for 7195 Stillwater Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,150 sqft · built 1984
Lot Size	0.355 acres (15,473 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Oct 2017)
Tax Bill	$6,359 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-411922`

Property Details

APN / Parcel Number

Primary APN	`21-411922`
Alternative APN	`411922`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,150 sqft Living Area
Gross Area	3,702 sqft
1st Floor Area	1,075 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	15,473 sqft (0.355 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	168 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	411922
Street Address	7195 STILLWATER CT
City	FREDERICK
State	MD
Zip	21702-2988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 124 PLAT 3 SECT 1 15473 SQ FT STILLWATER COURT
Legal Subdivision	CLOVER HILL 02 03 SEC 01
Legal Lot Number	124
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2020
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7195 STILLWATER CT, FREDERICK, MD 21702-2988
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Aug 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP
Oct 10, 2017	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Prior Sale	Jun 25, 2003 · Amount on Record
Deed Document Number	201712069-0310
Deed Book / Page	12069 / 310
Last Transfer Date	Aug 15, 2019
Transfer Doc	0131710408
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7195 STILLWATER CT, FREDERICK, MD 21702-2988
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	LAWYERS SIGNATURE SETMNTS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7195 STILLWATER CT, FREDERICK, MD 21702-2988

Mortgage

Document Number	0152260258
Date	Aug 25, 2021
Book Page	15226/258

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Aug 27, 2019
Property Address	7195 STILLWATER CT, FREDERICK, MD 21702-2988
Document Number	0131710408
Book / Page	13171 / 0408
Map Reference	MB 23 PL 180
Instrument Date	Aug 15, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7195 STILLWATER CT, FREDERICK, MD 21702-2988

Mortgage

Document Number	131710412
Date	Aug 27, 2019
Instrument	13171/0412

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 10, 2017
Property Address	7195 STILLWATER CT, FREDERICK, MD 21702-2988
Document Number	0120690310
Book / Page	12069 / 0310
Map Reference	MB23 PL180
Instrument Date	Sep 28, 2017
Instrument	12069-0310
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7195 STILLWATER CT, FREDERICK, MD 21702-2988

Mortgage

Document Number	120690316
Date	Oct 10, 2017
Instrument	12069-0316

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,900 (+8.71%) Land $116,500 Building $441,400	$557,900 (-) Land $116,500 Building $441,400
2025	$6,359.00 (+10.38%)	$513,200 (+21.09%)	$557,900 (+31.64%) Land $116,500 Building $441,400
2024	$5,761.00 (+13.99%)
2023	$5,054.00	$423,800 Land $79,400 Building $344,400	$423,800 Land $79,400 Building $344,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber.

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