7193 Stillwater Ct, Frederick, MD 21702 Property Records

Frederick County property record for 7193 Stillwater Ct, Frederick, MD 21702

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 2,624 sqft · built 1983
Lot Size	0.362 acres (15,775 sqft)
Owner	2 Individual Names on File
Last Sale	$639,000 (Dec 2025)
Tax Bill	$4,473 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-411914`

Property Details

APN / Parcel Number

Primary APN	`21-411914`
Alternative APN	`411914`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,624 sqft Gross Area
1st Floor Area	1,062 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,775 sqft (0.362 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	411914
Street Address	7193 STILLWATER CT
City	FREDERICK
State	MD
Zip	21702-2988
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R3
Legal Description	LT 123 PLAT 3 SECT 1 15775 SQ FT STILLWATER COURT
Legal Subdivision	CLOVER HILL 02 03 SEC 01
Legal Lot Number	123
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2020
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7193 Stillwater Ct is owned by two individuals who bought it in December 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7193 STILLWATER CT, FREDERICK, MD 21702-2988
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit JUSTICE FEDERAL CREDIT UNION
Dec 9, 2025	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	Jun 28, 2001 · Amount on File
Deed Book / Page	17634 / 389
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7193 STILLWATER CT, FREDERICK, MD 21702-2988
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7193 STILLWATER CT, FREDERICK, MD 21702-2988

Mortgage

Document Number	0175760409
Date	Oct 28, 2025
Book Page	17576/409

Lender

Name	JUSTICE FEDERAL CREDIT UNION
Type	Credit Union
Address	CHANTILLY, VA 20151

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 9, 2025
Property Address	7193 STILLWATER CT, FREDERICK, MD 21702-2988
Document Number	0176340389
Book / Page	17634 / 389
Map Reference	MB 23 FO 180
Instrument Date	Dec 5, 2025
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7193 STILLWATER CT, FREDERICK, MD 21702-2988

Mortgage

Document Number	0017634396
Date	Dec 9, 2025
Instrument	17634/396

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 7193 Stillwater Ct was $4,473.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,100 (+8.95%) Land $116,700 Building $311,400	$428,100 (-) Land $116,700 Building $311,400
2025	$4,473.00 Homeowner's exemption	$392,933	$428,100 Land $116,700 Building $311,400
2023	$3,868.00 Homeowner's exemption	$322,600 Land $79,700 Building $242,900	$322,600 Land $79,700 Building $242,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7193 Stillwater Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7193 Stillwater Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber.

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