7190 Sparrow Ln, Vale, NC 28168 Property Records

Lincoln County property record for 7190 Sparrow Ln, Vale, NC 28168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,822 sqft · built 2021
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Oct 2025)
Tax Bill	$2,370 (2026)
Deeds & Mortgages	Feb 2026 Transfer Oct 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2685-65-4348`

Property Details

APN / Parcel Number

Primary APN	`2685-65-4348`
Alternative APNs	`315681` `249763` `88778`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	315681
Street Address	7190 SPARROW LN
City	VALE
State	NC
Zip	28168-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#24 LT BRYTEWOOD SUBDIV
Legal Subdivision	BRYTEWOOD
Legal Lot Number	24
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1030
Census Tract	70600

Owner

7190 Sparrow Ln is owned and occupied by two individuals who bought it in October 2025.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7190 SPARROW LN, VALE, NC 28168-8806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Intrafamily Transfer, Transfer
Oct 31, 2025	Warranty Deed, Transfer
Nov 17, 2020	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK
Mar 18, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 2, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PEOPLES BANK
Feb 13, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Dec 2, 2021 · Amount on File
Deed Document Number	2025701399
Deed Book / Page	3451 / 741
Prior Transfer Date	Mar 18, 2022
Prior Transfer Doc	0000314795
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Feb 25, 2026
Property Address	7190 SPARROW LN, VALE, NC 28168-8806
Document Number	0003480241
Book / Page	3480 / 241
Map Reference	MB 15 PG 47
Instrument Date	Feb 24, 2026
Instrument	705864
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7190 SPARROW LN, VALE, NC 28168-8806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 1ST ST NE, HICKORY, NC 28601-1449

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 31, 2025
Property Address	7190 SPARROW LN, VALE, NC 28168-8806
Document Number	0003451741
Book / Page	3451 / 741
Map Reference	MB 15 PG 47
Instrument Date	Oct 14, 2025
Instrument	701399
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8044 MONTGOMERY RD STE 300, 300, CINCINNATI, OH 45236-2922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7190 SPARROW LN, VALE, NC 28168-8806

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7190 SPARROW LN, VALE, NC 28168-8806
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1482 DAWNVIEW LN, LINCOLNTON, NC 28092-8301

Mortgage

Document Number	0002975524
Date	Nov 17, 2020
Book Page	2975/524
Instrument	620103

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 18, 2022
Property Address	7190 SPARROW LN, VALE, NC 28168-8806
Document Number	0000314795
Book / Page	3147 / 95
Map Reference	MB 15 PG 47
Instrument Date	Mar 18, 2022
Instrument	649213
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7190 SPARROW LN, VALE, NC 28168-8806

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 2, 2021
Property Address	7190 SPARROW LN, VALE, NC 28168-8806
Document Number	0003113233
Book / Page	3113 / 233
Map Reference	MB 15 PG 47
Instrument Date	Nov 30, 2021
Instrument	643605
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1482 DAWNVIEW LN, 1482, LINCOLNTON, NC 28092-8301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7190 SPARROW LN, VALE, NC 28168-8806

Mortgage

Document Number	0000643606
Date	Dec 2, 2021
Instrument	643606

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 13, 2020
Property Address	7190 SPARROW LN, VALE, NC 28168-8806
Document Number	2882511
Book / Page	002882 / 000511
Instrument Date	Jan 29, 2020
Instrument	604442
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1482 DAWNVIEW LN LINCOLNTON NC 280928301, LINCOLNTON, NC 28092-8301

Tax Assessment & Valuation

The 2026 property tax bill for 7190 Sparrow Ln was $2,370.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,370.00	$357,424 (-) Land $30,000 Building $327,424	$357,424 (-) Land $30,000 Building $327,424
2025	$2,370.00	$357,424 Land $30,000 Building $327,424	$357,424 Land $30,000 Building $327,424
2023	$2,350.00	$357,424 Land $30,000 Building $327,424	$357,424 Land $30,000 Building $327,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7190 Sparrow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7190 Sparrow Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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