Lincoln County property record for 7175 Sparrow Ln, Vale, NC 28168 · Last verified November 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,857 sqft · built 2019 |
| Lot Size | 0.748 acres (32,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Feb 2020) |
| Tax Bill | $2,477 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2685-65-8410 |
| Primary APN | 2685-65-8410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,857 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Custom Design |
| Lot Area | 32,583 sqft (0.748 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 277288 |
|---|---|
| Street Address | 7175 SPARROW LN |
| City | VALE |
| State | NC |
| Zip | 28168-8806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #42 LT BRYTEWOOD SUBDIV |
| Legal Subdivision | BRYTEWOOD SUB |
| Legal Block | 65 |
| Legal Lot Number | 42 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 70600 |
Source: Lincoln County records · APN 2685-65-8410
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7175 SPARROW LN, VALE, NC 28168-8806 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 26, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS |
| Apr 09, 2019 | Warranty Deed, Construction Loan · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on Record |
| Deed Sale | Feb 26, 2020 · Amount on Record |
| Prior Sale | Apr 09, 2019 · Amount on Record |
| Deed Document Number | 0002885555 |
| Deed Book / Page | 2885 / 555 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7175 SPARROW LN, VALE, NC 28168-8806 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 7175 SPARROW LN, VALE, NC 28168-8806 |
| Document Number | 0003446653 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 3446/653 |
| Instrument | 700588 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7175 SPARROW LN, VALE, NC 28168-8806 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0003211882 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 3211/882 |
| Instrument | 660500 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Dec 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7175 SPARROW LN, VALE, NC 28168-8806 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 3102610 |
|---|---|
| Date | Nov 01, 2021 |
| Book Page | 3102/610 |
| Instrument | 641831 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 26, 2020 |
| Property Address | 7175 SPARROW LN, VALE, NC 28168-8806 |
| Document Number | 2885555 |
| Book / Page | 002885 / 000555 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 604991 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 175 SPARROW LN VALE NC 28168, VALE, NC 28168 |
| Document Number | 2885557 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 002885/000557 |
| Instrument | 604992 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 09, 2019 |
| Property Address | 7175 SPARROW LN, VALE, NC 28168-8806 |
| Document Number | 2808466 |
| Book / Page | 002808 / 000466 |
| Instrument Date | Apr 03, 2019 |
| Instrument | 590990 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $34.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 617 N CENTER ST HICKORY NC 286013713, HICKORY, NC 28601-3713 |
| Document Number | 2808468 |
|---|---|
| Date | Apr 09, 2019 |
| Book Page | 002808/000468 |
| Instrument | 590991 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | HICKORY, NC 28601-6107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,477.00 | $377,860 Land $30,000 Building $347,860 | $377,860 Land $30,000 Building $347,860 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jul 2013, river or lake flooding, Severe Storms, Flooding, Landslides, Mudslides |
| Wildfire Risk | Low above 37% of the US · above 53% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
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