St. Johns County property record for 719 Willow Lake Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,760 sqft · built 2020 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Jun 2025) |
| Tax Bill | $4,866 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Jun 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028991-2490 |
| Primary APN | 028991-2490 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,760 sqft Living Area |
| Gross Area | 3,623 sqft |
| 1st Floor Area | 2,760 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 188 sqft |
| Patio Area | 708 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 719 WILLOW LAKE DR |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32092-9353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 93/36-44 GRAN LAKE PHASE 2 LOT 249 OR6170/1790 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | GRAN LAKE PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 249 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20906 |
719 Willow Lake Dr is owned and occupied by two individuals who bought it in June 2025.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 719 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Sep 2, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC |
| Feb 13, 2020 | Grant Deed, Transfer DF TITLE LLC |
| Feb 12, 2020 | Loan Modification, Mortgage · Conventional Mortgage AMERIS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on File |
| Deed Sale | Jun 23, 2025 · Amount on File |
| Prior Sale | Sep 2, 2020 · Amount on File |
| Deed Document Number | 202549271 |
| Deed Book / Page | 6170 / 1790 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 719 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9353 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 719 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9353 |
| Document Number | 0057890720 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 5789/720 |
| Instrument | 2023053547 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 23, 2025 |
| Property Address | 719 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9353 |
| Document Number | 0061701790 |
| Book / Page | 6170 / 1790 |
| Map Reference | MB 93 PG 36 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 2025049271 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1201 SHENANDOAH RD, ALEXANDRIA, VA 22308-1239 |
| Name | Verified Name |
|---|---|
| Address | 719 WILLOW LAKE DR, ST AUGUSTINE, FL 32092-9353 |
| Document Number | 0061701792 |
|---|---|
| Date | Jun 23, 2025 |
| Instrument | 6170/1792 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 2, 2020 |
| Property Address | 719 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9353 |
| Document Number | 0050311803 |
| Book / Page | 5031 / 1803 |
| Map Reference | MB 93 PG 36-44 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 2020074081 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GOLDEN DOG TITLE AND TRUST |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,620.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 50311805 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 5031/1805 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 13, 2020 |
| Property Address | 719 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9353 |
| Document Number | 0048821603 |
| Book / Page | 004882 / 001603 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 11622 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2020 |
| Title Company | DF TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,751.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 719 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9353 |
| Document Number | 0048821975 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2020 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 719 WILLOW LAKE DR ST AUGUSTINE FL 320929353, ST AUGUSTINE, FL 32092-9353 |
| Investor | Possibly a Property Investor |
| Document Number | 0048821975 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 004882/001975 |
| Instrument | 11733 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 719 Willow Lake Dr was $4,866, up 12.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,598 (+35.26%) Land $125,000 Building $382,598 | $507,598 (-0.53%) Land $125,000 Building $382,598 | |
| 2025 | $4,866.00 (+12.33%) Homeowner's exemption | $375,271 (+2.9%) | $510,314 (-2.17%) Land $115,000 Building $395,314 |
| 2024 | $4,332.00 (+3.86%) Homeowner's exemption | $364,695 (+4.8%) | $521,634 (+5.84%) Land $110,000 Building $411,634 |
| 2023 | $4,171.00 (+2.84%) Homeowner's exemption | $347,976 (+3%) | $492,833 (+15.55%) Land $106,000 Building $386,833 |
| 2022 | $4,056.00 Homeowner's exemption | $337,841 | $426,521 Land $84,000 Building $342,521 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 719 Willow Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 719 Willow Lake Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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