St. Johns County property record for 679 Willow Lake Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,516 sqft · built 2020 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $374,400 (Jun 2020) |
| Tax Bill | $4,156 (2025) |
| Deeds & Mortgages | Dec 2024 Transfer Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028991-2520 |
| Primary APN | 028991-2520 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,516 sqft Living Area |
| Gross Area | 3,134 sqft |
| 1st Floor Area | 2,516 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 618 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 238 sqft |
| Patio Area | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 679 WILLOW LAKE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-9351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 93/36-44 GRAN LAKE PHASE 2 LOT 252 OR4970/1850 & 6064/631 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | GRAN LAKE PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 252 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 028991-2520
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 679 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 05, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 23, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2020 · Amount on Record |
| Deed Sale | Jun 23, 2020 · Amount on Record |
| Deed Document Number | 202049115 |
| Deed Book / Page | 4970 / 1850 |
| Last Transfer Date | Dec 05, 2024 |
| Transfer Doc | 0060640631 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 05, 2024 |
| Property Address | 679 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351 |
| Document Number | 0060640631 |
| Book / Page | 6064 / 631 |
| Map Reference | MB 93 PG 36-44 |
| Instrument Date | Dec 05, 2024 |
| Instrument | 2024094913 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 679 WILLOW LAKE DR, ST AUGUSTINE, FL 32092-9351 |
| Name | Verified Name |
|---|---|
| Address | 2213 CASCADIA CT, ST AUGUSTINE, FL 32092-3417 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 23, 2020 |
| Property Address | 679 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351 |
| Document Number | 0049701850 |
| Book / Page | 4970 / 1850 |
| Map Reference | MB 93 PG 36-44 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020049115 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,620.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 679 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351 |
| Document Number | 49701852 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 4970/1852 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,259 (+2.7%) | $478,178 (-0.84%) Land $125,000 Building $353,178 | |
| 2025 | $4,156.00 (+12.63%) Homeowner's exemption | $322,550 (+2.9%) | $482,210 (-2.08%) Land $115,000 Building $367,210 |
| 2024 | $3,690.00 (+2.02%) Homeowner's exemption | $313,460 (+3%) | $492,441 (+4.05%) Land $110,000 Building $382,441 |
| 2023 | $3,617.00 (+2.93%) Homeowner's exemption | $304,330 (+3%) | $473,296 (+15.78%) Land $106,000 Building $367,296 |
| 2022 | $3,514.00 Homeowner's exemption | $295,466 | $408,773 Land $84,000 Building $324,773 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 36 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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