719 Oak Bluff Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 719 Oak Bluff Dr, Daphne, AL 36526

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 3,105 sqft · built 1987
Lot Size0.415 acres (18,078 sqft)
OwnerIndividual Name on File
Tax Bill$2,602 (2026)
Deeds & MortgagesMay 2021 Mortgage
Jun 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN43-09-42-0-001-026.017

Property Details

APN / Parcel Number

Primary APN43-09-42-0-001-026.017
Alternative APNs
  • 249276
  • 79574

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area3,105 sqft Heated Area
1st Floor Area2,299 sqft
Upper Floors Area806 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2010
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,078 sqft (0.415 acres)
Lot Dimensions175 ft deep x 103 ft wide
Pool Area741 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number249276
Street Address719 OAK BLUFF DR
CityDAPHNE
StateAL
Zip36526-4038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description103' X 175.51' IRR LOT 17 UNIT 2 OAK BLUFF ESTATES SLIDES 1107-B CITY OF DAPHNE GR SEC 42-T5S-R2E (WD/SURVIVORSHIP)
Legal SubdivisionOAK BLUFF ESTATES
Legal BlockU-2
Legal Lot Number17
Legal Unit2
JurisdictionBALDWIN AL
Township / Civil DivisionDAPHNE
Census Block Group2
Census Block2005
Census Tract10800

Owner

719 Oak Bluff Dr is owned and occupied by an individual.

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address719 OAK BLUFF DR, DAPHNE, AL 36526-4038
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST FCU
Jun 13, 2017Deed of Trust, Mortgage · Commercial Mortgage
COMMUNITY BANK
May 25, 2018Deed of Trust, Mortgage · Line of Credit
NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address719 OAK BLUFF DR, DAPHNE, AL 36526-4038
Transaction TypeMortgage
Record UpdatedJun 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001916468
DateMay 24, 2021
Instrument1916468
Lender
NameNORTHWEST FCU
TypeCredit Union
AddressBETHANIA, NC 27010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address719 OAK BLUFF DR, DAPHNE, AL 36526-4038
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001638387
DateJun 13, 2017
Instrument1638387
Lender
NameCOMMUNITY BANK
TypeBank
AddressMOBILE, AL 36608
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address719 OAK BLUFF DR, DAPHNE, AL 36526-4038
Document Number0001700193
Instrument DateMay 25, 2018
Transaction TypeMortgage
Record UpdatedJun 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address719 OAK BLUFF DR DAPHNE AL 365264038, DAPHNE, AL 36526-4038

Mortgage

Document Number0001700193
DateJun 6, 2018
Instrument1700193
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressFAIRHOPE, AL 36533
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 719 Oak Bluff Dr was $2,602 with a homeowner's exemption, up 7.1% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityDaphne City
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,602.00 (+7.12%) Homeowner's exemption
2025$2,429.00$53,800 Land $18,060 Building $35,740$538,000 Land $180,600 Building $357,400
2023$1,964.00 (+23.13%) Homeowner's exemption$43,680 (+14.47%)$436,600 (+14.44%) Land $114,100 Building $322,500
2022$1,595.00 (+9.25%) Homeowner's exemption$38,160$381,500 Land $117,300 Building $264,200
2021$1,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 719 Oak Bluff Dr in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 66 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims84 (1979–2024)
Claims Outside the SFHA25 of 84
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Katrina, Aug 2005 · 32 claims
  • Hurricane Ivan, Sep 2004 · 8 claims
  • Hurricane Georges, Sep 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 719 Oak Bluff Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 66% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DAPHNE, UTILITIES BOARD OF THE
serves 33,372 people · EPA ID AL0000029
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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