Baldwin County property record for 715 Oak Bluff Dr, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,378 sqft · built 1985 |
| Lot Size | 0.403 acres (17,565 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Aug 2013) |
| Tax Bill | $2,198 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-09-42-0-001-026.015 |
| Primary APN | 43-09-42-0-001-026.015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,378 sqft Heated Area |
| 1st Floor Area | 2,378 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,565 sqft (0.403 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 303029 |
|---|---|
| Street Address | 715 OAK BLUFF DR |
| City | DAPHNE |
| State | AL |
| Zip | 36526-4038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100' X 175.65' IRR LOT 15 UNIT 2 OAK BLUFF ESTATES SLIDE 1107-B CITY OF DAPHNE GR 42-T5S-R2E (WD) |
| Legal Subdivision | OAK BLUFF ESTATES |
| Legal Block | U-2 |
| Legal Lot Number | 15 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10800 |
715 Oak Bluff Dr is owned and occupied by an individual who bought it in August 2013.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 715 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| May 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2013 · Amount on File |
| Deed Sale | Aug 15, 2013 · Amount on File |
| Prior Sale | Sep 8, 2005 |
| Deed Document Number | 20131414982 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 715 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 715 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Document Number | 0002031245 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2031245 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 715 OAK BLUFF DR, DAPHNE, AL 36526-4038 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001695089 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 1695089 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, FL 32610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
The 2026 property tax bill for 715 Oak Bluff Dr was $2,198 with a homeowner's exemption, up 7.1% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,198.00 (+7.12%) Homeowner's exemption | ||
| 2025 | $2,052.00 | $45,600 Land $18,060 Building $27,540 | $455,900 Land $180,600 Building $275,300 |
| 2023 | $1,609.00 (+21.53%) Homeowner's exemption | $35,960 (+12.94%) | $359,400 (+12.91%) Land $114,100 Building $245,300 |
| 2022 | $1,324.00 (+10.43%) Homeowner's exemption | $31,840 | $318,300 Land $117,300 Building $201,000 |
| 2021 | $1,199.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 715 Oak Bluff Dr in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 84 (1979–2024) |
| Claims Outside the SFHA | 25 of 84 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 715 Oak Bluff Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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