719 N 7th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 719 N 7th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,330 sqft · built 1936
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Nov 2016)
Tax Bill	$1,614 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09196196007Z009`

Property Details

APN / Parcel Number

Primary APN	`09196196007Z009`
Alternative APNs	`41240723` `112894`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	783 sqft
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Area	473 sqft
Driveway	Driveway
Porch	Slab

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	112894
Street Address	719 N 7TH ST
City	BRAINERD
State	MN
Zip	56401-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S. 1/2 OF LOTS 7 THRU 9 INCLUSIVE BLOCK 196
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	TOWN OF BRAINERD FIRST ADDITION TO BRA
Legal Block	196
Legal Lot Number	7-9
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	2
Census Block	2004
Census Tract	951200

Owner

Source: Crow Wing County records · APN 09196196007Z009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	719 N 7TH ST, BRAINERD, MN 56401-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2016 · Amount on Record
Deed Sale	Nov 01, 2016 · Amount on Record
Prior Sale	Jul 01, 2004 · Amount on Record
Deed Document Number	2016589406
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Recording Date	Apr 22, 2026
Property Address	719 N 7TH ST, BRAINERD, MN 56401-2636
Document Number	0001022854
Instrument Date	Apr 13, 2026
Instrument	20261022854
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	719 N 7TH ST, BRAINERD, MN 56401-2636

Mortgage

Document Number	0001022854,
Date	Apr 22, 2026
Instrument	20261022854

Lender

Name	FIRST WESTERN BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,614.00 (+7.31%)	$157,062 (-11.96%)	$186,800 (+4.71%) Land $42,700 Building $144,100
2025		$178,400 (+4.02%) Land $42,200 Building $136,200	$178,400 (+4.02%) Land $42,200 Building $136,200
2023	$1,504.00 Homeowner's exemption	$171,500 Land $40,500 Building $131,000	$171,500 Land $40,500 Building $131,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), as of August 15, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Consolidated Telephone Company, Verizon.

Based on FCC filings for 276 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1180002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Brainerd serves 14,670 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.